How much is a home worth in ZIP code 20650?

The typical home in 20650 is worth $530,257, based on the Zillow Home Value Index.

Are home values rising in 20650?

Home values in 20650 are up 3.1% over the past year, and up 4.1% a year over five years.

What is the typical rent in 20650?

A typical home in 20650 rents for about $2,300 a month, a gross rental yield of 5.2%.

What is the property tax rate in 20650?

The effective property tax rate in 20650 is 0.8% — roughly $4,004 a year on a typical home.

ZIP code 20650 has a population of 16,094 and a median household income of $143,116.

HousingHandbookReference data

…

U.S. ZIP Code · MD20650

St. Mary's County · Lexington Park, MD

Typical home value

$530,257^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.1%
5-year / yr: +4.1%
10-year / yr: +4.3%

Relative price

vs U.S.: +86.7%
vs metro: +14.9%
vs state: +17.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20650 is worth $530,257 — 14.9% above the Lexington Park, MD median. Over the past year, values have risen 3.1%. Homes here rent for a typical $2,300 a month — a 5.2% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,300^[2]
Gross yield: 5.2%^[2]
Cap rate: 3.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $4,004^[3]

#Climate risk

FEMA National Risk Index ratings for St. Mary's County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very Low^[4]
Riverine flood: Relatively Low
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Relatively Low
Earthquake: Very Low
Winter weather: Relatively Low

#Who lives here

Population: 16,094^[3]
Median household income: $143,116^[3]

#Migration

Household moves in and out of St. Mary's County over a year, from IRS tax-return data.

Net migration: -74^[5]
Moved in: 3,165
Moved out: 3,239

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 2
Middle: 1
High: 2

Leonardtown High
High · Grades 9–12 · St. Mary's County Public Schools
2,072 students
Leonardtown Middle
Middle · Grades 6–8 · St. Mary's County Public Schools
954 students
Captain Walter Francis Duke Elementary
Elementary · Grades PK–5 · St. Mary's County Public Schools
537 students
Leonardtown Elementary
Elementary · Grades PK–5 · St. Mary's County Public Schools
492 students
Dr. James A. Forrest Career and Technology Center
High · Grades 9–12 · St. Mary's County Public Schools
0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.2%

Net yield (after ~40% expenses)3.1%

Annual rent$27,600

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,681

Loan principal$424,205

Down payment$106,051

Total interest paid$541,051

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.50

Monthly cost to own$3,459

Monthly rent$2,300

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 87th percentile^[1]
Rental yield: 0th percentile^[2]
Property tax: 21st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 20650?: The typical home in 20650 is worth $530,257, based on the Zillow Home Value Index.
Are home values rising in 20650?: Home values in 20650 are up 3.1% over the past year, and up 4.1% a year over five years.
What is the typical rent in 20650?: A typical home in 20650 rents for about $2,300 a month, a gross rental yield of 5.2%.
What is the property tax rate in 20650?: The effective property tax rate in 20650 is 0.8% — roughly $4,004 a year on a typical home.
Who lives in 20650?: ZIP code 20650 has a population of 16,094 and a median household income of $143,116.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

20690 vs 20650 →
Tall Timbers CDP, MD
Typical home
$521,129
Gross yield
—
20636 vs 20650 →
MD
Typical home
$514,918
Gross yield
—
20676
St. Leonard CDP, MD
Typical home
$509,475
Gross yield
—
20628
MD
Typical home
$490,478
Gross yield
—
20615
Broomes Island CDP, MD
Typical home
$489,029
Gross yield
—
20624
MD
Typical home
$482,273
Gross yield
—

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#Jump to section

U.S. ZIP Code · MD20650

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