How much is a home worth in ZIP code 20659?

The typical home in 20659 is worth $437,921, based on the Zillow Home Value Index.

Are home values rising in 20659?

Home values in 20659 are up 2.9% over the past year, and up 3.0% a year over five years.

What is the typical rent in 20659?

A typical home in 20659 rents for about $2,350 a month, a gross rental yield of 6.4%.

What is the property tax rate in 20659?

The effective property tax rate in 20659 is 0.7% — roughly $3,255 a year on a typical home.

ZIP code 20659 has a population of 24,324 and a median household income of $121,654.

HousingHandbookReference data

…

U.S. ZIP Code · MD20659

St. Mary's County · Lexington Park, MD

Typical home value

$437,921^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.9%
5-year / yr: +3.0%
10-year / yr: +4.3%

Relative price

vs U.S.: +54.2%
vs metro: -5.1%
vs state: -2.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20659 is worth $437,921 — 5.1% below the Lexington Park, MD median. Over the past year, values have risen 2.9%. Homes here rent for a typical $2,350 a month — a 6.4% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,350^[2]
Gross yield: 6.4%^[2]
Cap rate: 3.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $3,255^[3]

#Climate risk

FEMA National Risk Index ratings for St. Mary's County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very Low^[4]
Riverine flood: Relatively Low
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Relatively Low
Earthquake: Very Low
Winter weather: Relatively Low

#Who lives here

Population: 24,324^[3]
Median household income: $121,654^[3]

#Migration

Household moves in and out of St. Mary's County over a year, from IRS tax-return data.

Net migration: -74^[5]
Moved in: 3,165
Moved out: 3,239

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 4
Middle: 1
High: 0

Margaret Brent Middle
Middle · Grades 6–8 · St. Mary's County Public Schools
900 students
Lettie Marshall Dent Elem
Elementary · Grades PK–5 · St. Mary's County Public Schools
477 students
Oakville Elementary
Elementary · Grades PK–5 · St. Mary's County Public Schools
307 students
Mechanicsville Elementary
Elementary · Grades K–5 · St. Mary's County Public Schools
279 students
White Marsh Elementary
Elementary · Grades K–5 · St. Mary's County Public Schools
224 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.4%

Net yield (after ~40% expenses)3.9%

Annual rent$28,200

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,214

Loan principal$350,337

Down payment$87,584

Total interest paid$446,835

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.21

Monthly cost to own$2,849

Monthly rent$2,350

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 37th percentile^[1]
Rental yield: 50th percentile^[2]
Property tax: 14th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 20659?: The typical home in 20659 is worth $437,921, based on the Zillow Home Value Index.
Are home values rising in 20659?: Home values in 20659 are up 2.9% over the past year, and up 3.0% a year over five years.
What is the typical rent in 20659?: A typical home in 20659 rents for about $2,350 a month, a gross rental yield of 6.4%.
What is the property tax rate in 20659?: The effective property tax rate in 20659 is 0.7% — roughly $3,255 a year on a typical home.
Who lives in 20659?: ZIP code 20659 has a population of 24,324 and a median household income of $121,654.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

20620 vs 20659 →
Callaway CDP, MD
Typical home
$434,449
Gross yield
—
20680 vs 20659 →
MD
Typical home
$442,669
Gross yield
—
20609
MD
Typical home
$428,748
Gross yield
—
20606
MD
Typical home
$451,431
Gross yield
—
20626
MD
Typical home
$417,344
Gross yield
—
20688
Solomons CDP, MD
Typical home
$458,857
Gross yield
—

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#Jump to section

U.S. ZIP Code · MD20659

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