How much is a home worth in ZIP code 20861?

The typical home in 20861 is worth $982,936, based on the Zillow Home Value Index.

Are home values rising in 20861?

Home values in 20861 are down 1.1% over the past year, and up 3.1% a year over five years.

What is the property tax rate in 20861?

The effective property tax rate in 20861 is 1.0% — roughly $9,575 a year on a typical home.

ZIP code 20861 has a population of 2,890 and a median household income of $163,438.

HousingHandbookReference data

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U.S. ZIP Code · MD20861

Montgomery County · Washington-Arlington-Alexandria, DC-VA-MD-WV

Typical home value

$982,936^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.1%
5-year / yr: +3.1%
10-year / yr: +3.6%

Relative price

vs U.S.: +246.0%
vs metro: +67.4%
vs state: +118.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20861 is worth $982,936 — 67.4% above the Washington-Arlington-Alexandria, DC-VA-MD-WV median. Over the past year, values have fallen 1.1%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: —^[2]
Gross yield: —^[2]
Cap rate: —^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.0%^[3]
Typical annual tax: $9,575^[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Very Low
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 2,890^[3]
Median household income: $163,438^[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration: -6,074^[5]
Moved in: 26,379
Moved out: 32,453

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield—

Net yield (after ~40% expenses)—

Annual rent—

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$4,970

Loan principal$786,349

Down payment$196,587

Total interest paid$1,002,944

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio—

Monthly cost to own$6,584

Monthly rent—

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 42nd percentile^[1]
Rental yield: —^[2]
Property tax: 77th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 20861?: The typical home in 20861 is worth $982,936, based on the Zillow Home Value Index.
Are home values rising in 20861?: Home values in 20861 are down 1.1% over the past year, and up 3.1% a year over five years.
What is the property tax rate in 20861?: The effective property tax rate in 20861 is 1.0% — roughly $9,575 a year on a typical home.
Who lives in 20861?: ZIP code 20861 has a population of 2,890 and a median household income of $163,438.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

20158 vs 20861 →
Hamilton, VA
Typical home
$984,064
Gross yield
—
22308 vs 20861 →
Fort Hunt CDP, VA
Typical home
$992,913
Gross yield
—
20144
Rectortown CDP, VA
Typical home
$971,455
Gross yield
—
20198
Marshall CDP, VA
Typical home
$961,288
Gross yield
—
22043
Idylwood CDP, VA
Typical home
$946,013
Gross yield
3.2%
20124
Union Mill CDP, VA
Typical home
$1,029,839
Gross yield
—

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#Jump to section

U.S. ZIP Code · MD20861

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