How much is a home worth in ZIP code 21001?

The typical home in 21001 is worth $346,781, based on the Zillow Home Value Index.

Are home values rising in 21001?

Home values in 21001 are down 0.1% over the past year, and up 4.2% a year over five years.

What is the typical rent in 21001?

A typical home in 21001 rents for about $1,892 a month, a gross rental yield of 6.5%.

What is the property tax rate in 21001?

The effective property tax rate in 21001 is 1.0% — roughly $3,344 a year on a typical home.

ZIP code 21001 has a population of 27,168 and a median household income of $83,238.

HousingHandbookReference data

…

U.S. ZIP Code · MD21001

Harford County · Baltimore-Columbia-Towson, MD

Typical home value

$346,781^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -0.1%
5-year / yr: +4.2%
10-year / yr: +4.8%

Relative price

vs U.S.: +22.1%
vs metro: -28.9%
vs state: -23.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21001 is worth $346,781 — 28.9% below the Baltimore-Columbia-Towson, MD median. Over the past year, values have fallen 0.1%. Homes here rent for a typical $1,892 a month — a 6.5% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,892^[2]
Gross yield: 6.5%^[2]
Cap rate: 3.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.0%^[3]
Typical annual tax: $3,344^[3]

#Climate risk

FEMA National Risk Index ratings for Harford County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Low
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Relatively Moderate
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 27,168^[3]
Median household income: $83,238^[3]

#Migration

Household moves in and out of Harford County over a year, from IRS tax-return data.

Net migration: -75^[5]
Moved in: 6,345
Moved out: 6,420

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 3
Middle: 1
High: 2

Aberdeen High
High · Grades 9–12 · Harford County Public Schools
1,465 students
Aberdeen Middle
Middle · Grades 6–8 · Harford County Public Schools
1,058 students
G. Lisby Elementary at Hillsdale
Elementary · Grades PK–5 · Harford County Public Schools
516 students
Bakerfield Elementary
Elementary · Grades PK–5 · Harford County Public Schools
452 students
Halls Cross Roads Elementary
Elementary · Grades PK–5 · Harford County Public Schools
443 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.5%

Net yield (after ~40% expenses)3.9%

Annual rent$22,709

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,754

Loan principal$277,424

Down payment$69,356

Total interest paid$353,840

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.23

Monthly cost to own$2,320

Monthly rent$1,892

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 70th percentile^[1]
Rental yield: 61st percentile^[2]
Property tax: 61st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 21001?: The typical home in 21001 is worth $346,781, based on the Zillow Home Value Index.
Are home values rising in 21001?: Home values in 21001 are down 0.1% over the past year, and up 4.2% a year over five years.
What is the typical rent in 21001?: A typical home in 21001 rents for about $1,892 a month, a gross rental yield of 6.5%.
What is the property tax rate in 21001?: The effective property tax rate in 21001 is 1.0% — roughly $3,344 a year on a typical home.
Who lives in 21001?: ZIP code 21001 has a population of 27,168 and a median household income of $83,238.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

21212 vs 21001 →
Baltimore, MD
Typical home
$341,664
Gross yield
5.9%
21052 vs 21001 →
Edgemere CDP, MD
Typical home
$355,397
Gross yield
—
21236
Perry Hall CDP, MD
Typical home
$336,892
Gross yield
6.4%
21220
Middle River CDP, MD
Typical home
$334,549
Gross yield
6.1%
21133
Randallstown CDP, MD
Typical home
$368,306
Gross yield
4.8%
21085
Joppatowne CDP, MD
Typical home
$369,463
Gross yield
6.2%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 21001 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · MD21001

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