How much is a home worth in ZIP code 21054?

The typical home in 21054 is worth $615,940, based on the Zillow Home Value Index.

Are home values rising in 21054?

Home values in 21054 are up 0.6% over the past year, and up 3.5% a year over five years.

What is the typical rent in 21054?

A typical home in 21054 rents for about $2,519 a month, a gross rental yield of 4.9%.

What is the property tax rate in 21054?

The effective property tax rate in 21054 is 0.8% — roughly $5,080 a year on a typical home.

ZIP code 21054 has a population of 16,386 and a median household income of $163,825.

HousingHandbookReference data

…

U.S. ZIP Code · MD21054

Anne Arundel County · Baltimore-Columbia-Towson, MD

Typical home value

$615,940^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.6%
5-year / yr: +3.5%
10-year / yr: +3.6%

Relative price

vs U.S.: +116.8%
vs metro: +26.3%
vs state: +36.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21054 is worth $615,940 — 26.3% above the Baltimore-Columbia-Towson, MD median. Over the past year, values have risen 0.6%. Homes here rent for a typical $2,519 a month — a 4.9% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,519^[2]
Gross yield: 4.9%^[2]
Cap rate: 2.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $5,080^[3]

#Climate risk

FEMA National Risk Index ratings for Anne Arundel County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 16,386^[3]
Median household income: $163,825^[3]

#Migration

Household moves in and out of Anne Arundel County over a year, from IRS tax-return data.

Net migration: -788^[5]
Moved in: 18,609
Moved out: 19,397

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 1
Middle: 1
High: 2

Crofton High School
High · Grades 9–12 · Anne Arundel County Public Schools
1,896 students
Arundel High
High · Grades 9–12 · Anne Arundel County Public Schools
1,646 students
Crofton Middle
Middle · Grades 6–8 · Anne Arundel County Public Schools
1,335 students
Four Seasons Elementary
Elementary · Grades PK–5 · Anne Arundel County Public Schools
656 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.9%

Net yield (after ~40% expenses)2.9%

Annual rent$30,233

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,115

Loan principal$492,752

Down payment$123,188

Total interest paid$628,478

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.61

Monthly cost to own$4,049

Monthly rent$2,519

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 30th percentile^[1]
Rental yield: 25th percentile^[2]
Property tax: 32nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 21054?: The typical home in 21054 is worth $615,940, based on the Zillow Home Value Index.
Are home values rising in 21054?: Home values in 21054 are up 0.6% over the past year, and up 3.5% a year over five years.
What is the typical rent in 21054?: A typical home in 21054 rents for about $2,519 a month, a gross rental yield of 4.9%.
What is the property tax rate in 21054?: The effective property tax rate in 21054 is 0.8% — roughly $5,080 a year on a typical home.
Who lives in 21054?: ZIP code 21054 has a population of 16,386 and a median household income of $163,825.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

21108 vs 21054 →
Severna Park CDP, MD
Typical home
$614,639
Gross yield
—
21403 vs 21054 →
Annapolis Neck CDP, MD
Typical home
$619,087
Gross yield
4.1%
20711
MD
Typical home
$624,066
Gross yield
—
21401
Parole CDP, MD
Typical home
$628,197
Gross yield
4.4%
21204
Towson CDP, MD
Typical home
$601,625
Gross yield
4.0%
21012
Arnold CDP, MD
Typical home
$601,021
Gross yield
5.4%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 21054 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · MD21054

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