U.S. ZIP Code · MD21078
Harford County · Baltimore-Columbia-Towson, MD
Appreciation
- 1-year
- 0.0%
- 5-year / yr
- +3.8%
- 10-year / yr
- +4.2%
Relative price
- vs U.S.
- +42.9%
- vs metro
- -16.7%
- vs state
- -9.9%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 21078 is worth $406,015 — 16.7% below the Baltimore-Columbia-Towson, MD median. Over the past year, values have fallen 0.0%. Homes here rent for a typical $1,527 a month — a 4.5% gross rental yield. The effective property tax rate is 1.0%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Harford County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Relatively Low
- Wildfire
- Very Low
- Drought
- Relatively Moderate
- Heat wave
- Relatively Moderate
- Hurricane
- Relatively Moderate
- Tornado
- Relatively Low
- Earthquake
- Relatively Low
- Winter weather
- Relatively High
#Who lives here
#Migration
Household moves in and out of Harford County over a year, from IRS tax-return data.
- Net migration
- -75[5]
- Moved in
- 6,345
- Moved out
- 6,420
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 5
- Elementary
- 3
- Middle
- 1
- High
- 1
Havre de Grace High
High · Grades 9–12 · Harford County Public Schools
870 students
Havre de Grace Elementary
Elementary · Grades PK–5 · Harford County Public Schools
603 students
Havre de Grace Middle
Middle · Grades 6–8 · Harford County Public Schools
587 students
Meadowvale Elementary
Elementary · Grades PK–5 · Harford County Public Schools
544 students
Roye-Williams Elementary
Elementary · Grades PK–5 · Harford County Public Schools
449 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Renting is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 21078?
- The typical home in 21078 is worth $406,015, based on the Zillow Home Value Index.
- Are home values rising in 21078?
- Home values in 21078 are down 0.0% over the past year, and up 3.8% a year over five years.
- What is the typical rent in 21078?
- A typical home in 21078 rents for about $1,527 a month, a gross rental yield of 4.5%.
- What is the property tax rate in 21078?
- The effective property tax rate in 21078 is 1.0% — roughly $3,879 a year on a typical home.
- Who lives in 21078?
- ZIP code 21078 has a population of 20,030 and a median household income of $106,667.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Sudlersville, MD
- Typical home
- $406,547
- Gross yield
- —
Hampton CDP, MD
- Typical home
- $403,645
- Gross yield
- 5.2%
Reisterstown CDP, MD
- Typical home
- $410,777
- Gross yield
- 4.4%
Taneytown, MD
- Typical home
- $399,491
- Gross yield
- —
North Beach, MD
- Typical home
- $416,961
- Gross yield
- 8.1%
Glen Burnie CDP, MD
- Typical home
- $419,026
- Gross yield
- 6.6%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
Compare ZIPs
Pit ZIP 21078 against any other ZIP — full side-by-side table.
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