HousingHandbookReference data

U.S. ZIP Code · MD21082

Baltimore County · Baltimore-Columbia-Towson, MD

Typical home value

$587,881[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.0%
5-year / yr
+3.3%
10-year / yr
+3.1%

Relative price

vs U.S.
+107.0%
vs metro
+20.5%
vs state
+30.5%
ZIP 21082 location in MD
Location of ZIP 21082 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21082 is worth $587,881 — 20.5% above the Baltimore-Columbia-Towson, MD median. Over the past year, values have risen 5.0%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$6,423[3]

#Climate risk

FEMA National Risk Index ratings for Baltimore County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
626[3]
Median household income
$145,571[3]

#Migration

Household moves in and out of Baltimore County over a year, from IRS tax-return data.

Net migration
-2,556[5]
Moved in
22,058
Moved out
24,614

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,973
Loan principal$470,305
Down payment$117,576
Total interest paid$599,848

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,997
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
22nd percentile[1]
Rental yield
[2]
Property tax
78th percentile[3]

Frequently asked

How much is a home worth in ZIP code 21082?
The typical home in 21082 is worth $587,881, based on the Zillow Home Value Index.
Are home values rising in 21082?
Home values in 21082 are up 5.0% over the past year, and up 3.3% a year over five years.
What is the property tax rate in 21082?
The effective property tax rate in 21082 is 1.1% — roughly $6,423 a year on a typical home.
Who lives in 21082?
ZIP code 21082 has a population of 626 and a median household income of $145,571.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • North Laurel CDP, MD

    Typical home
    $588,191
    Gross yield
    4.3%
  • Mayo CDP, MD

    Typical home
    $581,847
    Gross yield
    6.5%
  • Cape St. Claire CDP, MD

    Typical home
    $597,500
    Gross yield
    5.9%
  • Grasonville CDP, MD

    Typical home
    $576,312
    Gross yield
  • MD

    Typical home
    $576,305
    Gross yield
  • Arnold CDP, MD

    Typical home
    $601,021
    Gross yield
    5.4%

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