HousingHandbookReference data

U.S. ZIP Code · MD21120

Baltimore County · Baltimore-Columbia-Towson, MD

Typical home value

$644,727[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.0%
5-year / yr
+3.9%
10-year / yr
+3.9%

Relative price

vs U.S.
+127.0%
vs metro
+32.2%
vs state
+43.1%
ZIP 21120 location in MD
Location of ZIP 21120 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21120 is worth $644,727 — 32.2% above the Baltimore-Columbia-Towson, MD median. Over the past year, values have risen 2.0%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$5,161[3]

#Climate risk

FEMA National Risk Index ratings for Baltimore County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
7,440[3]
Median household income
$162,052[3]

#Migration

Household moves in and out of Baltimore County over a year, from IRS tax-return data.

Net migration
-2,556[5]
Moved in
22,058
Moved out
24,614

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Hereford High

    High · Grades 9–12 · Baltimore County Public Schools

    1,200 students

  • Seventh District Elementary

    Elementary · Grades PK–5 · Baltimore County Public Schools

    345 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,260
Loan principal$515,782
Down payment$128,945
Total interest paid$657,851

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$4,227
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
55th percentile[1]
Rental yield
[2]
Property tax
25th percentile[3]

Frequently asked

How much is a home worth in ZIP code 21120?
The typical home in 21120 is worth $644,727, based on the Zillow Home Value Index.
Are home values rising in 21120?
Home values in 21120 are up 2.0% over the past year, and up 3.9% a year over five years.
What is the property tax rate in 21120?
The effective property tax rate in 21120 is 0.8% — roughly $5,161 a year on a typical home.
Who lives in 21120?
ZIP code 21120 has a population of 7,440 and a median household income of $162,052.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Friendship CDP, MD

    Typical home
    $645,343
    Gross yield
  • Ellicott City CDP, MD

    Typical home
    $640,215
    Gross yield
    4.2%
  • Galesville CDP, MD

    Typical home
    $639,719
    Gross yield
  • Deale CDP, MD

    Typical home
    $650,764
    Gross yield
  • Carney CDP, MD

    Typical home
    $651,899
    Gross yield
  • Queenstown, MD

    Typical home
    $658,675
    Gross yield

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