HousingHandbookReference data

U.S. ZIP Code · MD21146

Anne Arundel County · Baltimore-Columbia-Towson, MD

Typical home value

$750,360[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.0%
5-year / yr
+3.8%
10-year / yr
+4.1%

Relative price

vs U.S.
+164.1%
vs metro
+53.9%
vs state
+66.6%
ZIP 21146 location in MD
Location of ZIP 21146 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21146 is worth $750,360 — 53.9% above the Baltimore-Columbia-Towson, MD median. Over the past year, values have risen 2.0%. Homes here rent for a typical $3,075 a month — a 4.9% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,075[2]
Gross yield
4.9%[2]
Cap rate
3.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$5,926[3]

#Climate risk

FEMA National Risk Index ratings for Anne Arundel County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
28,591[3]
Median household income
$172,122[3]

#Migration

Household moves in and out of Anne Arundel County over a year, from IRS tax-return data.

Net migration
-788[5]
Moved in
18,609
Moved out
19,397

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
5
Middle
1
High
2
  • Severna Park High

    High · Grades 9–12 · Anne Arundel County Public Schools

    1,817 students

  • Severna Park Middle

    Middle · Grades 6–8 · Anne Arundel County Public Schools

    1,414 students

  • Folger Mckinsey Elementary

    Elementary · Grades K–5 · Anne Arundel County Public Schools

    627 students

  • Oak Hill Elementary

    Elementary · Grades K–5 · Anne Arundel County Public Schools

    615 students

  • Benfield Elementary

    Elementary · Grades PK–5 · Anne Arundel County Public Schools

    462 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.9%
Net yield (after ~40% expenses)3.0%
Annual rent$36,900

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,794
Loan principal$600,288
Down payment$150,072
Total interest paid$765,634

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.60
Monthly cost to own$4,914
Monthly rent$3,075

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
49th percentile[1]
Rental yield
26th percentile[2]
Property tax
18th percentile[3]

Frequently asked

How much is a home worth in ZIP code 21146?
The typical home in 21146 is worth $750,360, based on the Zillow Home Value Index.
Are home values rising in 21146?
Home values in 21146 are up 2.0% over the past year, and up 3.8% a year over five years.
What is the typical rent in 21146?
A typical home in 21146 rents for about $3,075 a month, a gross rental yield of 4.9%.
What is the property tax rate in 21146?
The effective property tax rate in 21146 is 0.8% — roughly $5,926 a year on a typical home.
Who lives in 21146?
ZIP code 21146 has a population of 28,591 and a median household income of $172,122.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Cockeysville CDP, MD

    Typical home
    $756,473
    Gross yield
  • MD

    Typical home
    $764,888
    Gross yield
  • Eldersburg CDP, MD

    Typical home
    $728,290
    Gross yield
  • MD

    Typical home
    $722,493
    Gross yield
  • Ellicott City CDP, MD

    Typical home
    $810,780
    Gross yield
    3.8%
  • Lisbon CDP, MD

    Typical home
    $815,812
    Gross yield

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