HousingHandbookReference data

U.S. ZIP Code · MD21158

Carroll County · Baltimore-Columbia-Towson, MD

Typical home value

$472,905[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.7%
5-year / yr
+4.6%
10-year / yr
+4.7%

Relative price

vs U.S.
+66.5%
vs metro
-3.0%
vs state
+5.0%
ZIP 21158 location in MD
Location of ZIP 21158 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21158 is worth $472,905 — 3.0% below the Baltimore-Columbia-Towson, MD median. Over the past year, values have risen 1.7%. Homes here rent for a typical $1,883 a month — a 4.8% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,883[2]
Gross yield
4.8%[2]
Cap rate
2.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$4,624[3]

#Climate risk

FEMA National Risk Index ratings for Carroll County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
22,083[3]
Median household income
$109,827[3]

#Migration

Household moves in and out of Carroll County over a year, from IRS tax-return data.

Net migration
-202[5]
Moved in
3,996
Moved out
4,198

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • Runnymede Elementary

    Elementary · Grades PK–5 · Carroll County Public Schools

    609 students

  • Westminster Elementary

    Elementary · Grades PK–5 · Carroll County Public Schools

    555 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.8%
Net yield (after ~40% expenses)2.9%
Annual rent$22,591

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,391
Loan principal$378,324
Down payment$94,581
Total interest paid$482,532

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.68
Monthly cost to own$3,172
Monthly rent$1,883

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
88th percentile[1]
Rental yield
21st percentile[2]
Property tax
63rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 21158?
The typical home in 21158 is worth $472,905, based on the Zillow Home Value Index.
Are home values rising in 21158?
Home values in 21158 are up 1.7% over the past year, and up 4.6% a year over five years.
What is the typical rent in 21158?
A typical home in 21158 rents for about $1,883 a month, a gross rental yield of 4.8%.
What is the property tax rate in 21158?
The effective property tax rate in 21158 is 1.0% — roughly $4,624 a year on a typical home.
Who lives in 21158?
ZIP code 21158 has a population of 22,083 and a median household income of $109,827.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Odenton CDP, MD

    Typical home
    $472,956
    Gross yield
    6.3%
  • Maryland City CDP, MD

    Typical home
    $472,496
    Gross yield
    6.6%
  • Cockeysville CDP, MD

    Typical home
    $471,501
    Gross yield
    5.0%
  • Manchester, MD

    Typical home
    $469,739
    Gross yield
  • Westminster, MD

    Typical home
    $468,031
    Gross yield
    4.4%
  • Queen Anne, MD

    Typical home
    $466,680
    Gross yield

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