HousingHandbookReference data

U.S. ZIP Code · MD21239

Baltimore city · Baltimore-Columbia-Towson, MD

Typical home value

$219,103[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.5%
5-year / yr
+4.0%
10-year / yr
+5.5%

Relative price

vs U.S.
-22.9%
vs metro
-55.1%
vs state
-51.4%
ZIP 21239 location in MD
Location of ZIP 21239 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21239 is worth $219,103 — 55.1% below the Baltimore-Columbia-Towson, MD median. Over the past year, values have risen 0.5%. Homes here rent for a typical $1,503 a month — a 8.2% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,503[2]
Gross yield
8.2%[2]
Cap rate
4.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$2,929[3]

#Climate risk

FEMA National Risk Index ratings for Baltimore city. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
27,346[3]
Median household income
$62,650[3]

#Migration

Household moves in and out of Baltimore city over a year, from IRS tax-return data.

Net migration
-697[5]
Moved in
20,376
Moved out
21,073

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
3
Middle
0
High
0
  • Leith Walk Elementary/Middle

    Elementary · Grades PK–8 · Baltimore City Public Schools

    962 students

  • Northwood Elementary

    Elementary · Grades PK–7 · Baltimore City Public Schools

    586 students

  • Yorkwood Elementary

    Elementary · Grades PK–5 · Baltimore City Public Schools

    314 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield8.2%
Net yield (after ~40% expenses)4.9%
Annual rent$18,035

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,108
Loan principal$175,283
Down payment$43,821
Total interest paid$223,563

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.02
Monthly cost to own$1,535
Monthly rent$1,503

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
57th percentile[1]
Rental yield
79th percentile[2]
Property tax
94th percentile[3]

Frequently asked

How much is a home worth in ZIP code 21239?
The typical home in 21239 is worth $219,103, based on the Zillow Home Value Index.
Are home values rising in 21239?
Home values in 21239 are up 0.5% over the past year, and up 4.0% a year over five years.
What is the typical rent in 21239?
A typical home in 21239 rents for about $1,503 a month, a gross rental yield of 8.2%.
What is the property tax rate in 21239?
The effective property tax rate in 21239 is 1.3% — roughly $2,929 a year on a typical home.
Who lives in 21239?
ZIP code 21239 has a population of 27,346 and a median household income of $62,650.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Baltimore, MD

    Typical home
    $224,861
    Gross yield
    8.7%
  • Baltimore, MD

    Typical home
    $225,076
    Gross yield
    8.8%
  • Brooklyn Park CDP, MD

    Typical home
    $227,720
    Gross yield
    7.3%
  • Dundalk CDP, MD

    Typical home
    $228,430
    Gross yield
    9.3%
  • Baltimore, MD

    Typical home
    $239,449
    Gross yield
    10.6%
  • Baltimore, MD

    Typical home
    $192,366
    Gross yield
    9.3%

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