HousingHandbookReference data

U.S. ZIP Code · MD21779

Washington County · Hagerstown-Martinsburg, MD-WV

Typical home value

$471,672[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.2%
5-year / yr
+4.7%
10-year / yr
+4.8%

Relative price

vs U.S.
+66.0%
vs metro
+42.5%
vs state
+4.7%
ZIP 21779 location in MD
Location of ZIP 21779 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21779 is worth $471,672 — 42.5% above the Hagerstown-Martinsburg, MD-WV median. Over the past year, values have risen 2.2%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$3,130[3]

#Climate risk

FEMA National Risk Index ratings for Washington County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
1,311[3]
Median household income
[3]

#Migration

Household moves in and out of Washington County over a year, from IRS tax-return data.

Net migration
+198[5]
Moved in
4,137
Moved out
3,939

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,385
Loan principal$377,338
Down payment$94,334
Total interest paid$481,273

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,038
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
30th percentile[1]
Rental yield
[2]
Property tax
52nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 21779?
The typical home in 21779 is worth $471,672, based on the Zillow Home Value Index.
Are home values rising in 21779?
Home values in 21779 are up 2.2% over the past year, and up 4.7% a year over five years.
What is the property tax rate in 21779?
The effective property tax rate in 21779 is 0.7% — roughly $3,130 a year on a typical home.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Keedysville, MD

    Typical home
    $461,424
    Gross yield
  • Boonsboro, MD

    Typical home
    $413,206
    Gross yield
  • St. James CDP, MD

    Typical home
    $410,404
    Gross yield
  • Martinsburg, WV

    Typical home
    $376,338
    Gross yield
    5.6%
  • Cavetown CDP, MD

    Typical home
    $374,294
    Gross yield
  • Wilson-Conococheague CDP, MD

    Typical home
    $370,988
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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