HousingHandbookReference data

U.S. ZIP Code · MD21811

Worcester County

Typical home value

$432,199[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.7%
5-year / yr
+5.1%
10-year / yr
+5.6%

Relative price

vs U.S.
+52.1%
vs metro
vs state
-4.1%
ZIP 21811 location in MD
Location of ZIP 21811 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21811 is worth $432,199. Over the past year, values have fallen 1.7%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$3,022[3]

#Climate risk

FEMA National Risk Index ratings for Worcester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
24,377[3]
Median household income
$90,082[3]

#Migration

Household moves in and out of Worcester County over a year, from IRS tax-return data.

Net migration
+45[5]
Moved in
1,997
Moved out
1,952

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
2
High
1
  • Stephen Decatur High

    High · Grades 9–12 · Worcester County Public Schools

    1,403 students

  • Stephen Decatur Middle

    Middle · Grades 7–8 · Worcester County Public Schools

    670 students

  • Showell Elementary

    Elementary · Grades PK–4 · Worcester County Public Schools

    633 students

  • Berlin Intermediate

    Middle · Grades 5–6 · Worcester County Public Schools

    600 students

  • Buckingham Elementary

    Elementary · Grades PK–4 · Worcester County Public Schools

    532 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,185
Loan principal$345,759
Down payment$86,440
Total interest paid$440,997

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,798
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 21811?
The typical home in 21811 is worth $432,199, based on the Zillow Home Value Index.
Are home values rising in 21811?
Home values in 21811 are down 1.7% over the past year, and up 5.1% a year over five years.
What is the property tax rate in 21811?
The effective property tax rate in 21811 is 0.7% — roughly $3,022 a year on a typical home.
Who lives in 21811?
ZIP code 21811 has a population of 24,377 and a median household income of $90,082.

Compare ZIPs

Pit ZIP 21811 against any other ZIP — full side-by-side table.

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