HousingHandbookReference data

U.S. ZIP Code · MD21853

Somerset County · Salisbury, MD

Typical home value

$223,164[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.6%
5-year / yr
+6.4%
10-year / yr
+6.2%

Relative price

vs U.S.
-21.4%
vs metro
-12.7%
vs state
-50.5%
ZIP 21853 location in MD
Location of ZIP 21853 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21853 is worth $223,164 — 12.7% below the Salisbury, MD median. Over the past year, values have risen 3.6%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,527[3]

#Climate risk

FEMA National Risk Index ratings for Somerset County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Very Low
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Relatively Moderate
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
10,537[3]
Median household income
$69,697[3]

#Migration

Household moves in and out of Somerset County over a year, from IRS tax-return data.

Net migration
+102[5]
Moved in
621
Moved out
519

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
0
High
1
  • Washington Academy and High School

    High · Grades 8–12 · Somerset County Public Schools

    616 students

  • Greenwood Elementary School

    Elementary · Grades 2–5 · Somerset County Public Schools

    493 students

  • Princess Anne Elementary School

    Elementary · Grades PK–1 · Somerset County Public Schools

    395 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,128
Loan principal$178,531
Down payment$44,633
Total interest paid$227,706

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,441
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
78th percentile[1]
Rental yield
[2]
Property tax
17th percentile[3]

Frequently asked

How much is a home worth in ZIP code 21853?
The typical home in 21853 is worth $223,164, based on the Zillow Home Value Index.
Are home values rising in 21853?
Home values in 21853 are up 3.6% over the past year, and up 6.4% a year over five years.
What is the property tax rate in 21853?
The effective property tax rate in 21853 is 0.7% — roughly $1,527 a year on a typical home.
Who lives in 21853?
ZIP code 21853 has a population of 10,537 and a median household income of $69,697.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Jesterville CDP, MD

    Typical home
    $233,096
    Gross yield
  • Fairmount CDP, MD

    Typical home
    $233,803
    Gross yield
  • Sharptown, MD

    Typical home
    $234,804
    Gross yield
  • Dames Quarter CDP, MD

    Typical home
    $207,492
    Gross yield
  • MD

    Typical home
    $207,416
    Gross yield
  • Tyaskin CDP, MD

    Typical home
    $243,618
    Gross yield

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