HousingHandbookReference data

U.S. ZIP Code · MD21913

Cecil County · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Typical home value

$302,869[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.0%
5-year / yr
+3.4%
10-year / yr
+5.0%

Relative price

vs U.S.
+6.6%
vs metro
-24.3%
vs state
-32.8%
ZIP 21913 location in MD
Location of ZIP 21913 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21913 is worth $302,869 — 24.3% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD median. Over the past year, values have fallen 3.0%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,662[3]

#Climate risk

FEMA National Risk Index ratings for Cecil County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively High
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
820[3]
Median household income
$87,813[3]

#Migration

Household moves in and out of Cecil County over a year, from IRS tax-return data.

Net migration
+79[5]
Moved in
2,606
Moved out
2,527

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Cecilton Elementary

    Elementary · Grades PK–5 · Cecil County Public Schools

    279 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,531
Loan principal$242,295
Down payment$60,574
Total interest paid$309,034

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,006
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
12th percentile[1]
Rental yield
[2]
Property tax
17th percentile[3]

Frequently asked

How much is a home worth in ZIP code 21913?
The typical home in 21913 is worth $302,869, based on the Zillow Home Value Index.
Are home values rising in 21913?
Home values in 21913 are down 3.0% over the past year, and up 3.4% a year over five years.
What is the property tax rate in 21913?
The effective property tax rate in 21913 is 0.9% — roughly $2,662 a year on a typical home.
Who lives in 21913?
ZIP code 21913 has a population of 820 and a median household income of $87,813.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lawnside, NJ

    Typical home
    $303,289
    Gross yield
  • Woodlyn CDP, PA

    Typical home
    $302,433
    Gross yield
  • St. Georges CDP, DE

    Typical home
    $302,278
    Gross yield
  • Philadelphia, PA

    Typical home
    $302,076
    Gross yield
    7.3%
  • Roebling CDP, NJ

    Typical home
    $298,589
    Gross yield
  • Alloway CDP, NJ

    Typical home
    $297,060
    Gross yield

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