How much is a home worth in ZIP code 22405?

The typical home in 22405 is worth $480,047, based on the Zillow Home Value Index.

Are home values rising in 22405?

Home values in 22405 are up 0.9% over the past year, and up 5.1% a year over five years.

What is the typical rent in 22405?

A typical home in 22405 rents for about $2,339 a month, a gross rental yield of 5.8%.

What is the property tax rate in 22405?

The effective property tax rate in 22405 is 0.7% — roughly $3,228 a year on a typical home.

ZIP code 22405 has a population of 36,890 and a median household income of $128,259.

HousingHandbookReference data

…

U.S. ZIP Code · VA22405

Stafford County · Washington-Arlington-Alexandria, DC-VA-MD-WV

Typical home value

$480,047^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.9%
5-year / yr: +5.1%
10-year / yr: +5.6%

Relative price

vs U.S.: +69.0%
vs metro: -18.2%
vs state: +46.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 22405 is worth $480,047 — 18.2% below the Washington-Arlington-Alexandria, DC-VA-MD-WV median. Over the past year, values have risen 0.9%. Homes here rent for a typical $2,339 a month — a 5.8% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,339^[2]
Gross yield: 5.8%^[2]
Cap rate: 3.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $3,228^[3]

#Climate risk

FEMA National Risk Index ratings for Stafford County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Low
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Relatively Low
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 36,890^[3]
Median household income: $128,259^[3]

#Migration

Household moves in and out of Stafford County over a year, from IRS tax-return data.

Net migration: +206^[5]
Moved in: 6,708
Moved out: 6,502

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 4
Middle: 2
High: 1

Stafford Senior High
High · Grades 9–12 · Stafford County Public Schools
2,223 students
Conway Elementary
Elementary · Grades K–5 · Stafford County Public Schools
918 students
Donald B. Dixon-Lyle R. Smith Middle
Middle · Grades 6–8 · Stafford County Public Schools
877 students
Grafton Village Elementary
Elementary · Grades K–5 · Stafford County Public Schools
743 students
Falmouth Elementary
Elementary · Grades K–5 · Stafford County Public Schools
726 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.8%

Net yield (after ~40% expenses)3.5%

Annual rent$28,063

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,427

Loan principal$384,038

Down payment$96,009

Total interest paid$489,819

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.32

Monthly cost to own$3,095

Monthly rent$2,339

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 83rd percentile^[1]
Rental yield: 81st percentile^[2]
Property tax: 24th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 22405?: The typical home in 22405 is worth $480,047, based on the Zillow Home Value Index.
Are home values rising in 22405?: Home values in 22405 are up 0.9% over the past year, and up 5.1% a year over five years.
What is the typical rent in 22405?: A typical home in 22405 rents for about $2,339 a month, a gross rental yield of 5.8%.
What is the property tax rate in 22405?: The effective property tax rate in 22405 is 0.7% — roughly $3,228 a year on a typical home.
Who lives in 22405?: ZIP code 22405 has a population of 36,890 and a median household income of $128,259.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

20695 vs 22405 →
Waldorf CDP, MD
Typical home
$479,933
Gross yield
—
20646 vs 22405 →
La Plata, MD
Typical home
$479,575
Gross yield
6.8%
22610
VA
Typical home
$478,705
Gross yield
—
22718
VA
Typical home
$482,006
Gross yield
—
22663
VA
Typical home
$476,835
Gross yield
—
20772
Croom CDP, MD
Typical home
$476,562
Gross yield
6.8%

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Pit ZIP 22405 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · VA22405

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