HousingHandbookReference data

U.S. ZIP Code · VA22640

Rappahannock County · Washington-Arlington-Alexandria, DC-VA-MD-WV

Typical home value

$601,881[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.2%
5-year / yr
+3.4%
10-year / yr
+4.2%

Relative price

vs U.S.
+111.9%
vs metro
+2.5%
vs state
+83.3%
ZIP 22640 location in VA
Location of ZIP 22640 in VA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 22640 is worth $601,881 — 2.5% above the Washington-Arlington-Alexandria, DC-VA-MD-WV median. Over the past year, values have fallen 2.2%. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$1,769[3]

#Climate risk

FEMA National Risk Index ratings for Rappahannock County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
556[3]
Median household income
$115,673[3]

#Migration

Household moves in and out of Rappahannock County over a year, from IRS tax-return data.

Net migration
+6[5]
Moved in
212
Moved out
206

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,043
Loan principal$481,505
Down payment$120,376
Total interest paid$614,133

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,690
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
49th percentile[1]
Rental yield
[2]
Property tax
0th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 22640?
The typical home in 22640 is worth $601,881, based on the Zillow Home Value Index.
Are home values rising in 22640?
Home values in 22640 are down 2.2% over the past year, and up 3.4% a year over five years.
What is the property tax rate in 22640?
The effective property tax rate in 22640 is 0.3% — roughly $1,769 a year on a typical home.
Who lives in 22640?
ZIP code 22640 has a population of 556 and a median household income of $115,673.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Silver Spring CDP, MD

    Typical home
    $600,889
    Gross yield
    3.7%
  • Sterling CDP, VA

    Typical home
    $597,601
    Gross yield
    5.6%
  • Linganore CDP, MD

    Typical home
    $606,404
    Gross yield
    4.7%
  • Woodmore CDP, MD

    Typical home
    $597,323
    Gross yield
    5.0%
  • Mount Vernon CDP, VA

    Typical home
    $596,128
    Gross yield
    5.3%
  • VA

    Typical home
    $595,740
    Gross yield

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