HousingHandbookReference data

U.S. ZIP Code · VA22920

Nelson County · Charlottesville, VA

Typical home value

$449,946[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.9%
5-year / yr
+5.6%
10-year / yr
+6.1%

Relative price

vs U.S.
+58.4%
vs metro
+10.5%
vs state
+37.0%
ZIP 22920 location in VA
Location of ZIP 22920 in VA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 22920 is worth $449,946 — 10.5% above the Charlottesville, VA median. Over the past year, values have risen 4.9%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$3,553[3]

#Climate risk

FEMA National Risk Index ratings for Nelson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
3,608[3]
Median household income
$88,028[3]

#Migration

Household moves in and out of Nelson County over a year, from IRS tax-return data.

Net migration
+10[5]
Moved in
431
Moved out
421

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Rockfish River Elementary

    Elementary · Grades PK–5 · Nelson County Public Schools

    292 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,275
Loan principal$359,957
Down payment$89,989
Total interest paid$459,105

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,946
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
58th percentile[1]
Rental yield
[2]
Property tax
86th percentile[3]

Frequently asked

How much is a home worth in ZIP code 22920?
The typical home in 22920 is worth $449,946, based on the Zillow Home Value Index.
Are home values rising in 22920?
Home values in 22920 are up 4.9% over the past year, and up 5.6% a year over five years.
What is the property tax rate in 22920?
The effective property tax rate in 22920 is 0.8% — roughly $3,553 a year on a typical home.
Who lives in 22920?
ZIP code 22920 has a population of 3,608 and a median household income of $88,028.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • VA

    Typical home
    $447,784
    Gross yield
  • Barboursville CDP, VA

    Typical home
    $436,054
    Gross yield
    8.0%
  • Wintergreen CDP, VA

    Typical home
    $412,655
    Gross yield
  • VA

    Typical home
    $412,533
    Gross yield
  • Charlottesville, VA

    Typical home
    $490,599
    Gross yield
    5.0%
  • VA

    Typical home
    $402,164
    Gross yield

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