HousingHandbookReference data

U.S. ZIP Code · VA22943

Albemarle County · Charlottesville, VA

Typical home value

$579,240[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.4%
5-year / yr
+5.9%
10-year / yr
+6.1%

Relative price

vs U.S.
+103.9%
vs metro
+42.2%
vs state
+76.4%
ZIP 22943 location in VA
Location of ZIP 22943 in VA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 22943 is worth $579,240 — 42.2% above the Charlottesville, VA median. Over the past year, values have risen 4.4%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$2,729[3]

#Climate risk

FEMA National Risk Index ratings for Albemarle County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
402[3]
Median household income
$80,875[3]

#Migration

Household moves in and out of Albemarle County over a year, from IRS tax-return data.

Net migration
+298[5]
Moved in
5,086
Moved out
4,788

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,929
Loan principal$463,392
Down payment$115,848
Total interest paid$591,031

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,639
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
84th percentile[1]
Rental yield
[2]
Property tax
7th percentile[3]

Frequently asked

How much is a home worth in ZIP code 22943?
The typical home in 22943 is worth $579,240, based on the Zillow Home Value Index.
Are home values rising in 22943?
Home values in 22943 are up 4.4% over the past year, and up 5.9% a year over five years.
What is the property tax rate in 22943?
The effective property tax rate in 22943 is 0.5% — roughly $2,729 a year on a typical home.
Who lives in 22943?
ZIP code 22943 has a population of 402 and a median household income of $80,875.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Nellysford CDP, VA

    Typical home
    $569,525
    Gross yield
  • Crozet CDP, VA

    Typical home
    $609,553
    Gross yield
    5.1%
  • Charlottesville, VA

    Typical home
    $543,374
    Gross yield
    4.5%
  • Charlottesville, VA

    Typical home
    $535,690
    Gross yield
    4.1%
  • North Garden CDP, VA

    Typical home
    $534,795
    Gross yield
  • Free Union CDP, VA

    Typical home
    $628,403
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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