U.S. ZIP Code · VA22963
Fluvanna County · Charlottesville, VA
Appreciation
- 1-year
- -0.3%
- 5-year / yr
- +6.0%
- 10-year / yr
- +5.9%
Relative price
- vs U.S.
- +32.6%
- vs metro
- -7.5%
- vs state
- +14.7%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 22963 is worth $376,680 — 7.5% below the Charlottesville, VA median. Over the past year, values have fallen 0.3%. Homes here rent for a typical $1,975 a month — a 6.3% gross rental yield. The effective property tax rate is 0.7%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Fluvanna County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Very Low[4]
- Riverine flood
- Very Low
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Relatively Low
- Heat wave
- Very Low
- Hurricane
- Relatively Low
- Tornado
- Very Low
- Earthquake
- Relatively Low
- Winter weather
- Very Low
#Who lives here
#Migration
Household moves in and out of Fluvanna County over a year, from IRS tax-return data.
- Net migration
- -8[5]
- Moved in
- 929
- Moved out
- 937
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 5
- Elementary
- 1
- Middle
- 1
- High
- 1
Fluvanna County High
High · Grades 8–12 · Fluvanna County Public Schools
1,431 students
Central Elementary
Elementary · Grades PK–2 · Fluvanna County Public Schools
744 students
Fluvanna Middle
Middle · Grades 5–7 · Fluvanna County Public Schools
737 students
Blue Ridge Governor's School
Not applicable · Blue Ridge Governor's School
—
Project Return/Fluvanna Co
Not applicable · Project Return/Fluvanna Co
—
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Renting is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 22963?
- The typical home in 22963 is worth $376,680, based on the Zillow Home Value Index.
- Are home values rising in 22963?
- Home values in 22963 are down 0.3% over the past year, and up 6.0% a year over five years.
- What is the typical rent in 22963?
- A typical home in 22963 rents for about $1,975 a month, a gross rental yield of 6.3%.
- What is the property tax rate in 22963?
- The effective property tax rate in 22963 is 0.7% — roughly $2,451 a year on a typical home.
- Who lives in 22963?
- ZIP code 22963 has a population of 16,896 and a median household income of $104,259.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
VA
- Typical home
- $364,357
- Gross yield
- —
VA
- Typical home
- $389,142
- Gross yield
- —
Ruckersville CDP, VA
- Typical home
- $397,284
- Gross yield
- 6.6%
VA
- Typical home
- $351,416
- Gross yield
- —
VA
- Typical home
- $402,164
- Gross yield
- —
VA
- Typical home
- $343,033
- Gross yield
- —
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
Compare ZIPs
Pit ZIP 22963 against any other ZIP — full side-by-side table.
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