HousingHandbookReference data

U.S. ZIP Code · VA24095

Bedford County · Lynchburg, VA

Typical home value

$315,572[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.7%
5-year / yr
+7.6%
10-year / yr
+6.5%

Relative price

vs U.S.
+11.1%
vs metro
+11.9%
vs state
-3.9%
ZIP 24095 location in VA
Location of ZIP 24095 in VA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 24095 is worth $315,572 — 11.9% above the Lynchburg, VA median. Over the past year, values have risen 4.7%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$1,239[3]

#Climate risk

FEMA National Risk Index ratings for Bedford County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
3,962[3]
Median household income
$80,246[3]

#Migration

Household moves in and out of Bedford County over a year, from IRS tax-return data.

Net migration
+162[5]
Moved in
2,495
Moved out
2,333

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • Goodview Elementary

    Elementary · Grades PK–5 · Bedford County Public Schools

    505 students

  • Stewartsville Elementary

    Elementary · Grades PK–5 · Bedford County Public Schools

    323 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,596
Loan principal$252,458
Down payment$63,114
Total interest paid$321,996

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,961
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
96th percentile[1]
Rental yield
[2]
Property tax
4th percentile[3]

Frequently asked

How much is a home worth in ZIP code 24095?
The typical home in 24095 is worth $315,572, based on the Zillow Home Value Index.
Are home values rising in 24095?
Home values in 24095 are up 4.7% over the past year, and up 7.6% a year over five years.
What is the property tax rate in 24095?
The effective property tax rate in 24095 is 0.4% — roughly $1,239 a year on a typical home.
Who lives in 24095?
ZIP code 24095 has a population of 3,962 and a median household income of $80,246.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Concord CDP, VA

    Typical home
    $314,996
    Gross yield
  • Blue Ridge CDP, VA

    Typical home
    $314,454
    Gross yield
  • Amherst, VA

    Typical home
    $294,663
    Gross yield
  • VA

    Typical home
    $293,805
    Gross yield
  • Timberlake CDP, VA

    Typical home
    $292,409
    Gross yield
  • Concord CDP, VA

    Typical home
    $288,815
    Gross yield

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