How much is a home worth in ZIP code 25401?

The typical home in 25401 is worth $255,642, based on the Zillow Home Value Index.

Are home values rising in 25401?

Home values in 25401 are up 4.4% over the past year, and up 7.2% a year over five years.

What is the typical rent in 25401?

A typical home in 25401 rents for about $1,406 a month, a gross rental yield of 6.6%.

What is the property tax rate in 25401?

The effective property tax rate in 25401 is 0.6% — roughly $1,583 a year on a typical home.

ZIP code 25401 has a population of 14,979 and a median household income of $51,909.

HousingHandbookReference data

…

U.S. ZIP Code · WV25401

Berkeley County · Hagerstown-Martinsburg, MD-WV

Typical home value

$255,642^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +4.4%
5-year / yr: +7.2%
10-year / yr: +8.0%

Relative price

vs U.S.: -10.0%
vs metro: -22.8%
vs state: +80.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 25401 is worth $255,642 — 22.8% below the Hagerstown-Martinsburg, MD-WV median. Over the past year, values have risen 4.4%. Homes here rent for a typical $1,406 a month — a 6.6% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,406^[2]
Gross yield: 6.6%^[2]
Cap rate: 4.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $1,583^[3]

#Climate risk

FEMA National Risk Index ratings for Berkeley County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Relatively Low
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 14,979^[3]
Median household income: $51,909^[3]

#Migration

Household moves in and out of Berkeley County over a year, from IRS tax-return data.

Net migration: +1,244^[5]
Moved in: 4,464
Moved out: 3,220

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 5
Middle: 1
High: 1

Martinsburg High School
High · Grades 9–12 · BERKELEY COUNTY SCHOOLS
1,466 students
Martinsburg South Middle School
Middle · Grades 6–8 · BERKELEY COUNTY SCHOOLS
746 students
Berkeley Heights Elementary School
Elementary · Grades PK–2 · BERKELEY COUNTY SCHOOLS
700 students
Rosemont Elementary School
Elementary · Grades PK–3 · BERKELEY COUNTY SCHOOLS
418 students
Tuscarora Elementary School
Elementary · Grades PK–2 · BERKELEY COUNTY SCHOOLS
346 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.6%

Net yield (after ~40% expenses)4.0%

Annual rent$16,871

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,293

Loan principal$204,514

Down payment$51,128

Total interest paid$260,846

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.16

Monthly cost to own$1,638

Monthly rent$1,406

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 87th percentile^[1]
Rental yield: 50th percentile^[2]
Property tax: 40th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 25401?: The typical home in 25401 is worth $255,642, based on the Zillow Home Value Index.
Are home values rising in 25401?: Home values in 25401 are up 4.4% over the past year, and up 7.2% a year over five years.
What is the typical rent in 25401?: A typical home in 25401 rents for about $1,406 a month, a gross rental yield of 6.6%.
What is the property tax rate in 25401?: The effective property tax rate in 25401 is 0.6% — roughly $1,583 a year on a typical home.
Who lives in 25401?: ZIP code 25401 has a population of 14,979 and a median household income of $51,909.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

21750 vs 25401 →
Hancock, MD
Typical home
$257,453
Gross yield
—
25422 vs 25401 →
Great Cacapon CDP, WV
Typical home
$269,722
Gross yield
—
21734
Funkstown, MD
Typical home
$276,824
Gross yield
—
21767
Maugansville CDP, MD
Typical home
$279,472
Gross yield
—
21719
Highfield-Cascade CDP, MD
Typical home
$285,662
Gross yield
—
25404
Martinsburg, WV
Typical home
$288,282
Gross yield
7.0%

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Pit ZIP 25401 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · WV25401

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