HousingHandbookReference data

U.S. ZIP Code · WV25431

Hampshire County · Winchester, VA-WV

Typical home value

$216,516[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.9%
5-year / yr
+7.4%
10-year / yr
+6.2%

Relative price

vs U.S.
-23.8%
vs metro
-25.9%
vs state
+52.9%
ZIP 25431 location in WV
Location of ZIP 25431 in WV

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 25431 is worth $216,516 — 25.9% below the Winchester, VA-WV median. Over the past year, values have fallen 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Hampshire County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
413[3]
Median household income
$68,917[3]

#Migration

Household moves in and out of Hampshire County over a year, from IRS tax-return data.

Net migration
+149[5]
Moved in
584
Moved out
435

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,095
Loan principal$173,213
Down payment$43,303
Total interest paid$220,923

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,492
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
96th percentile[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 25431?
The typical home in 25431 is worth $216,516, based on the Zillow Home Value Index.
Are home values rising in 25431?
Home values in 25431 are down 1.9% over the past year, and up 7.4% a year over five years.
Who lives in 25431?
ZIP code 25431 has a population of 413 and a median household income of $68,917.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Springfield CDP, WV

    Typical home
    $218,220
    Gross yield
  • Romney, WV

    Typical home
    $227,439
    Gross yield
  • Paw Paw, WV

    Typical home
    $231,285
    Gross yield
  • Green Spring CDP, WV

    Typical home
    $198,646
    Gross yield
  • WV

    Typical home
    $238,066
    Gross yield
  • WV

    Typical home
    $181,522
    Gross yield

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