HousingHandbookReference data

U.S. ZIP Code · NC27974

Camden County · Virginia Beach-Chesapeake-Norfolk, VA-NC

Typical home value

$335,502[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.6%
5-year / yr
+7.6%
10-year / yr
+7.7%

Relative price

vs U.S.
+18.1%
vs metro
-4.8%
vs state
+17.9%
ZIP 27974 location in NC
Location of ZIP 27974 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 27974 is worth $335,502 — 4.8% below the Virginia Beach-Chesapeake-Norfolk, VA-NC median. Over the past year, values have risen 2.6%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$1,353[3]

#Climate risk

FEMA National Risk Index ratings for Camden County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
858[3]
Median household income
$80,395[3]

#Migration

Household moves in and out of Camden County over a year, from IRS tax-return data.

Net migration
+20[5]
Moved in
343
Moved out
323

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,696
Loan principal$268,401
Down payment$67,100
Total interest paid$342,331

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,088
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
94th percentile[1]
Rental yield
[2]
Property tax
6th percentile[3]

Frequently asked

How much is a home worth in ZIP code 27974?
The typical home in 27974 is worth $335,502, based on the Zillow Home Value Index.
Are home values rising in 27974?
Home values in 27974 are up 2.6% over the past year, and up 7.6% a year over five years.
What is the property tax rate in 27974?
The effective property tax rate in 27974 is 0.4% — roughly $1,353 a year on a typical home.
Who lives in 27974?
ZIP code 27974 has a population of 858 and a median household income of $80,395.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Windsor, VA

    Typical home
    $335,683
    Gross yield
  • Mathews CDP, VA

    Typical home
    $334,118
    Gross yield
  • VA

    Typical home
    $333,608
    Gross yield
  • Grandy CDP, NC

    Typical home
    $338,802
    Gross yield
  • Norfolk, VA

    Typical home
    $331,519
    Gross yield
    6.4%
  • Coinjock CDP, NC

    Typical home
    $340,557
    Gross yield

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