HousingHandbookReference data

U.S. ZIP Code · NC28075

Cabarrus County · Charlotte-Concord-Gastonia, NC-SC

Typical home value

$506,753[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.3%
5-year / yr
+6.3%
10-year / yr
+6.8%

Relative price

vs U.S.
+78.4%
vs metro
+51.2%
vs state
+78.0%
ZIP 28075 location in NC
Location of ZIP 28075 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28075 is worth $506,753 — 51.2% above the Charlotte-Concord-Gastonia, NC-SC median. Over the past year, values have fallen 1.3%. Homes here rent for a typical $2,456 a month — a 5.8% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,456[2]
Gross yield
5.8%[2]
Cap rate
3.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$3,423[3]

#Climate risk

FEMA National Risk Index ratings for Cabarrus County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
21,517[3]
Median household income
$144,288[3]

#Migration

Household moves in and out of Cabarrus County over a year, from IRS tax-return data.

Net migration
+1,070[5]
Moved in
8,892
Moved out
7,822

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • Hickory Ridge High

    High · Grades 9–12 · Cabarrus County Schools

    1,673 students

  • Hickory Ridge Elementary

    Elementary · Grades K–5 · Cabarrus County Schools

    1,073 students

  • Hickory Ridge Middle

    Middle · Grades 6–8 · Cabarrus County Schools

    994 students

  • Harrisburg Elementary

    Elementary · Grades PK–5 · Cabarrus County Schools

    847 students

  • A.C.E. Academy

    Elementary · Grades K–8 · A.C.E. Academy

    438 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.8%
Net yield (after ~40% expenses)3.5%
Annual rent$29,477

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,562
Loan principal$405,403
Down payment$101,351
Total interest paid$517,069

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.33
Monthly cost to own$3,272
Monthly rent$2,456

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
63rd percentile[1]
Rental yield
58th percentile[2]
Property tax
59th percentile[3]

Frequently asked

How much is a home worth in ZIP code 28075?
The typical home in 28075 is worth $506,753, based on the Zillow Home Value Index.
Are home values rising in 28075?
Home values in 28075 are down 1.3% over the past year, and up 6.3% a year over five years.
What is the typical rent in 28075?
A typical home in 28075 rents for about $2,456 a month, a gross rental yield of 5.8%.
What is the property tax rate in 28075?
The effective property tax rate in 28075 is 0.7% — roughly $3,423 a year on a typical home.
Who lives in 28075?
ZIP code 28075 has a population of 21,517 and a median household income of $144,288.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Charlotte, NC

    Typical home
    $502,296
    Gross yield
    4.5%
  • Matthews, NC

    Typical home
    $493,840
    Gross yield
    4.1%
  • Fort Mill, SC

    Typical home
    $489,040
    Gross yield
    4.1%
  • McAdenville, NC

    Typical home
    $486,996
    Gross yield
  • Huntersville, NC

    Typical home
    $544,124
    Gross yield
    4.3%
  • Cornelius, NC

    Typical home
    $544,438
    Gross yield
    4.0%

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