U.S. ZIP Code · NC28086
Cleveland County
Appreciation
- 1-year
- 0.0%
- 5-year / yr
- +5.4%
- 10-year / yr
- +7.8%
Relative price
- vs U.S.
- -11.9%
- vs metro
- —
- vs state
- -12.0%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 28086 is worth $250,376. Over the past year, values have risen 0.0%. Homes here rent for a typical $1,761 a month — a 8.4% gross rental yield. The effective property tax rate is 0.6%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Cleveland County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Relatively Low
- Heat wave
- Relatively Low
- Hurricane
- Relatively Low
- Tornado
- Relatively Moderate
- Earthquake
- Relatively Low
- Winter weather
- Relatively Low
#Who lives here
#Migration
Household moves in and out of Cleveland County over a year, from IRS tax-return data.
- Net migration
- +390[5]
- Moved in
- 2,541
- Moved out
- 2,151
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 7
- Elementary
- 4
- Middle
- 2
- High
- 1
Kings Mountain High
High · Grades 9–12 · Cleveland County Schools
1,317 students
Kings Mountain Middle
Middle · Grades 7–8 · Cleveland County Schools
664 students
Kings Mountain Intermediate
Middle · Grades 5–6 · Cleveland County Schools
632 students
Bethware Elementary
Elementary · Grades PK–4 · Cleveland County Schools
530 students
North Elementary
Elementary · Grades PK–4 · Cleveland County Schools
291 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Owning is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 28086?
- The typical home in 28086 is worth $250,376, based on the Zillow Home Value Index.
- Are home values rising in 28086?
- Home values in 28086 are up 0.0% over the past year, and up 5.4% a year over five years.
- What is the typical rent in 28086?
- A typical home in 28086 rents for about $1,761 a month, a gross rental yield of 8.4%.
- What is the property tax rate in 28086?
- The effective property tax rate in 28086 is 0.6% — roughly $1,522 a year on a typical home.
- Who lives in 28086?
- ZIP code 28086 has a population of 29,460 and a median household income of $62,414.
Compare ZIPs
Pit ZIP 28086 against any other ZIP — full side-by-side table.
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