HousingHandbookReference data

U.S. ZIP Code · NC28090

Cleveland County

Typical home value

$178,885[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.2%
5-year / yr
+1.2%
10-year / yr
+5.4%

Relative price

vs U.S.
-37.0%
vs metro
vs state
-37.2%
ZIP 28090 location in NC
Location of ZIP 28090 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28090 is worth $178,885. Over the past year, values have fallen 4.2%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,020[3]

#Climate risk

FEMA National Risk Index ratings for Cleveland County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
7,268[3]
Median household income
$57,714[3]

#Migration

Household moves in and out of Cleveland County over a year, from IRS tax-return data.

Net migration
+390[5]
Moved in
2,541
Moved out
2,151

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
0
Middle
1
High
1
  • Burns High

    High · Grades 9–12 · Cleveland County Schools

    922 students

  • Burns Middle

    Middle · Grades 6–8 · Cleveland County Schools

    756 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$905
Loan principal$143,108
Down payment$35,777
Total interest paid$182,526

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,139
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 28090?
The typical home in 28090 is worth $178,885, based on the Zillow Home Value Index.
Are home values rising in 28090?
Home values in 28090 are down 4.2% over the past year, and up 1.2% a year over five years.
What is the property tax rate in 28090?
The effective property tax rate in 28090 is 0.6% — roughly $1,020 a year on a typical home.
Who lives in 28090?
ZIP code 28090 has a population of 7,268 and a median household income of $57,714.

Compare ZIPs

Pit ZIP 28090 against any other ZIP — full side-by-side table.

Compare 28090

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