HousingHandbookReference data

U.S. ZIP Code · NC28110

Union County · Charlotte-Concord-Gastonia, NC-SC

Typical home value

$374,664[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.2%
5-year / yr
+6.1%
10-year / yr
+7.7%

Relative price

vs U.S.
+31.9%
vs metro
+11.8%
vs state
+31.6%
ZIP 28110 location in NC
Location of ZIP 28110 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28110 is worth $374,664 — 11.8% above the Charlotte-Concord-Gastonia, NC-SC median. Over the past year, values have risen 0.2%. Homes here rent for a typical $2,012 a month — a 6.4% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,012[2]
Gross yield
6.4%[2]
Cap rate
3.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,315[3]

#Climate risk

FEMA National Risk Index ratings for Union County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
56,971[3]
Median household income
$83,480[3]

#Migration

Household moves in and out of Union County over a year, from IRS tax-return data.

Net migration
+1,342[5]
Moved in
7,806
Moved out
6,464

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
15
Elementary
9
Middle
1
High
4
  • Union Academy

    Other · Grades K–12 · Union Academy Charter School

    2,193 students

  • Sun Valley High

    High · Grades 9–12 · Union County Public Schools

    1,383 students

  • Piedmont High

    High · Grades 9–12 · Union County Public Schools

    1,304 students

  • Piedmont Middle

    Middle · Grades 6–8 · Union County Public Schools

    991 students

  • Wesley Chapel Elementary

    Elementary · Grades K–5 · Union County Public Schools

    767 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.4%
Net yield (after ~40% expenses)3.9%
Annual rent$24,149

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,895
Loan principal$299,732
Down payment$74,933
Total interest paid$382,291

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.19
Monthly cost to own$2,400
Monthly rent$2,012

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
52nd percentile[1]
Rental yield
74th percentile[2]
Property tax
40th percentile[3]

Frequently asked

How much is a home worth in ZIP code 28110?
The typical home in 28110 is worth $374,664, based on the Zillow Home Value Index.
Are home values rising in 28110?
Home values in 28110 are up 0.2% over the past year, and up 6.1% a year over five years.
What is the typical rent in 28110?
A typical home in 28110 rents for about $2,012 a month, a gross rental yield of 6.4%.
What is the property tax rate in 28110?
The effective property tax rate in 28110 is 0.6% — roughly $2,315 a year on a typical home.
Who lives in 28110?
ZIP code 28110 has a population of 56,971 and a median household income of $83,480.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Charlotte, NC

    Typical home
    $372,096
    Gross yield
    5.1%
  • Lowesville CDP, NC

    Typical home
    $369,590
    Gross yield
  • Mount Holly, NC

    Typical home
    $369,120
    Gross yield
    5.9%
  • Mount Pleasant, NC

    Typical home
    $381,269
    Gross yield
  • Charlotte, NC

    Typical home
    $360,895
    Gross yield
    5.7%
  • Mint Hill, NC

    Typical home
    $391,388
    Gross yield
    5.3%

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