HousingHandbookReference data

U.S. ZIP Code · NC28128

Stanly County

Typical home value

$297,793[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.7%
5-year / yr
+6.4%
10-year / yr
+7.7%

Relative price

vs U.S.
+4.8%
vs metro
vs state
+4.6%
ZIP 28128 location in NC
Location of ZIP 28128 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28128 is worth $297,793. Over the past year, values have risen 2.7%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,592[3]

#Climate risk

FEMA National Risk Index ratings for Stanly County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
6,587[3]
Median household income
$53,818[3]

#Migration

Household moves in and out of Stanly County over a year, from IRS tax-return data.

Net migration
+547[5]
Moved in
1,818
Moved out
1,271

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • South Stanly High

    High · Grades 9–12 · Stanly County Schools

    434 students

  • South Stanly Middle

    Middle · Grades 6–8 · Stanly County Schools

    362 students

  • Aquadale Elementary

    Elementary · Grades PK–5 · Stanly County Schools

    354 students

  • Norwood Elementary

    Elementary · Grades K–5 · Stanly County Schools

    343 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,506
Loan principal$238,234
Down payment$59,559
Total interest paid$303,855

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,885
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 28128?
The typical home in 28128 is worth $297,793, based on the Zillow Home Value Index.
Are home values rising in 28128?
Home values in 28128 are up 2.7% over the past year, and up 6.4% a year over five years.
What is the property tax rate in 28128?
The effective property tax rate in 28128 is 0.5% — roughly $1,592 a year on a typical home.
Who lives in 28128?
ZIP code 28128 has a population of 6,587 and a median household income of $53,818.

Compare ZIPs

Pit ZIP 28128 against any other ZIP — full side-by-side table.

Compare 28128

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