How much is a home worth in ZIP code 28146?

The typical home in 28146 is worth $305,107, based on the Zillow Home Value Index.

Are home values rising in 28146?

Home values in 28146 are up 2.6% over the past year, and up 6.2% a year over five years.

What is the typical rent in 28146?

A typical home in 28146 rents for about $1,233 a month, a gross rental yield of 4.9%.

What is the property tax rate in 28146?

The effective property tax rate in 28146 is 0.6% — roughly $1,930 a year on a typical home.

ZIP code 28146 has a population of 31,292 and a median household income of $69,279.

HousingHandbookReference data

…

U.S. ZIP Code · NC28146

Rowan County · Charlotte-Concord-Gastonia, NC-SC

Typical home value

$305,107^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.6%
5-year / yr: +6.2%
10-year / yr: +7.3%

Relative price

vs U.S.: +7.4%
vs metro: -9.0%
vs state: +7.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28146 is worth $305,107 — 9.0% below the Charlotte-Concord-Gastonia, NC-SC median. Over the past year, values have risen 2.6%. Homes here rent for a typical $1,233 a month — a 4.9% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,233^[2]
Gross yield: 4.9%^[2]
Cap rate: 2.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $1,930^[3]

#Climate risk

FEMA National Risk Index ratings for Rowan County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Relatively Low
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 31,292^[3]
Median household income: $69,279^[3]

#Migration

Household moves in and out of Rowan County over a year, from IRS tax-return data.

Net migration: +577^[5]
Moved in: 4,202
Moved out: 3,625

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 3
Middle: 2
High: 2

East Rowan High
High · Grades 9–12 · Rowan-Salisbury Schools
1,072 students
Erwin Middle
Middle · Grades 6–8 · Rowan-Salisbury Schools
812 students
Southeast Middle
Middle · Grades 6–8 · Rowan-Salisbury Schools
630 students
Koontz Elementary
Elementary · Grades PK–5 · Rowan-Salisbury Schools
568 students
Granite Quarry Elementary
Elementary · Grades PK–5 · Rowan-Salisbury Schools
541 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.9%

Net yield (after ~40% expenses)2.9%

Annual rent$14,800

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,543

Loan principal$244,085

Down payment$61,021

Total interest paid$311,318

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.59

Monthly cost to own$1,957

Monthly rent$1,233

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 57th percentile^[1]
Rental yield: 35th percentile^[2]
Property tax: 45th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 28146?: The typical home in 28146 is worth $305,107, based on the Zillow Home Value Index.
Are home values rising in 28146?: Home values in 28146 are up 2.6% over the past year, and up 6.2% a year over five years.
What is the typical rent in 28146?: A typical home in 28146 rents for about $1,233 a month, a gross rental yield of 4.9%.
What is the property tax rate in 28146?: The effective property tax rate in 28146 is 0.6% — roughly $1,930 a year on a typical home.
Who lives in 28146?: ZIP code 28146 has a population of 31,292 and a median household income of $69,279.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

28032 vs 28146 →
Cramerton, NC
Typical home
$306,567
Gross yield
—
28208 vs 28146 →
Charlotte, NC
Typical home
$303,163
Gross yield
6.4%
28625
Statesville, NC
Typical home
$309,331
Gross yield
7.5%
27013
Cleveland, NC
Typical home
$309,463
Gross yield
—
29712
SC
Typical home
$300,206
Gross yield
—
28081
Kannapolis, NC
Typical home
$298,307
Gross yield
6.6%

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#Jump to section

U.S. ZIP Code · NC28146

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