HousingHandbookReference data

U.S. ZIP Code · NC28345

Richmond County

Typical home value

$125,143[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+4.9%
10-year / yr
+6.2%

Relative price

vs U.S.
-55.9%
vs metro
vs state
-56.0%
ZIP 28345 location in NC
Location of ZIP 28345 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28345 is worth $125,143. Over the past year, values have risen 1.8%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$1,238[3]

#Climate risk

FEMA National Risk Index ratings for Richmond County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
12,372[3]
Median household income
$40,957[3]

#Migration

Household moves in and out of Richmond County over a year, from IRS tax-return data.

Net migration
+11[5]
Moved in
747
Moved out
736

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
1
High
1
  • Fairview Heights Elementary

    Elementary · Grades PK–5 · Richmond County Schools

    495 students

  • Richmond 9th Grade Academy

    Secondary · Grades 9 · Richmond County Schools

    488 students

  • Hamlet Middle

    Middle · Grades 6–8 · Richmond County Schools

    409 students

  • Monroe Avenue Elementary

    Elementary · Grades PK–5 · Richmond County Schools

    379 students

  • Richmond Early College High

    High · Grades 9–13 · Richmond County Schools

    290 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$633
Loan principal$100,114
Down payment$25,029
Total interest paid$127,691

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$840
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 28345?
The typical home in 28345 is worth $125,143, based on the Zillow Home Value Index.
Are home values rising in 28345?
Home values in 28345 are up 1.8% over the past year, and up 4.9% a year over five years.
What is the property tax rate in 28345?
The effective property tax rate in 28345 is 1.0% — roughly $1,238 a year on a typical home.
Who lives in 28345?
ZIP code 28345 has a population of 12,372 and a median household income of $40,957.

Compare ZIPs

Pit ZIP 28345 against any other ZIP — full side-by-side table.

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