HousingHandbookReference data

U.S. ZIP Code · NC28390

Harnett County

Typical home value

$248,621[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.9%
5-year / yr
+6.8%
10-year / yr
+6.5%

Relative price

vs U.S.
-12.5%
vs metro
vs state
-12.6%
ZIP 28390 location in NC
Location of ZIP 28390 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28390 is worth $248,621. Over the past year, values have risen 0.9%. Homes here rent for a typical $1,381 a month — a 6.7% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,381[2]
Gross yield
6.7%[2]
Cap rate
4.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$1,975[3]

#Climate risk

FEMA National Risk Index ratings for Harnett County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
24,000[3]
Median household income
$62,972[3]

#Migration

Household moves in and out of Harnett County over a year, from IRS tax-return data.

Net migration
+1,387[5]
Moved in
6,640
Moved out
5,253

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
4
Middle
2
High
1
  • Overhills High

    High · Grades 9–12 · Harnett County Schools

    2,024 students

  • Overhills Elementary

    Elementary · Grades PK–5 · Harnett County Schools

    897 students

  • Overhills Middle

    Middle · Grades 6–8 · Harnett County Schools

    829 students

  • William T Brown Elementary

    Elementary · Grades PK–5 · Cumberland County Schools

    554 students

  • Spring Lake Middle

    Middle · Grades 6–8 · Cumberland County Schools

    516 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.7%
Net yield (after ~40% expenses)4.0%
Annual rent$16,575

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,257
Loan principal$198,896
Down payment$49,724
Total interest paid$253,681

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.18
Monthly cost to own$1,628
Monthly rent$1,381

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 28390?
The typical home in 28390 is worth $248,621, based on the Zillow Home Value Index.
Are home values rising in 28390?
Home values in 28390 are up 0.9% over the past year, and up 6.8% a year over five years.
What is the typical rent in 28390?
A typical home in 28390 rents for about $1,381 a month, a gross rental yield of 6.7%.
What is the property tax rate in 28390?
The effective property tax rate in 28390 is 0.8% — roughly $1,975 a year on a typical home.
Who lives in 28390?
ZIP code 28390 has a population of 24,000 and a median household income of $62,972.

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