HousingHandbookReference data

U.S. ZIP Code · NC28425

Pender County · Wilmington, NC

Typical home value

$285,061[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.2%
5-year / yr
+6.6%
10-year / yr
+7.3%

Relative price

vs U.S.
≈ U.S. median
vs metro
-24.8%
vs state
≈ state median
ZIP 28425 location in NC
Location of ZIP 28425 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28425 is worth $285,061 — 24.8% below the Wilmington, NC median. Over the past year, values have fallen 2.2%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,810[3]

#Climate risk

FEMA National Risk Index ratings for Pender County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
11,380[3]
Median household income
$66,478[3]

#Migration

Household moves in and out of Pender County over a year, from IRS tax-return data.

Net migration
+851[5]
Moved in
2,941
Moved out
2,090

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
2
Middle
2
High
2
  • Pender High

    High · Grades 9–12 · Pender County Schools

    672 students

  • C.F. Pope Elementary

    Elementary · Grades PK–5 · Pender County Schools

    538 students

  • Malpass Corner Elementary

    Elementary · Grades PK–5 · Pender County Schools

    491 students

  • Burgaw Middle

    Middle · Grades 6–8 · Pender County Schools

    228 students

  • Pender Early College High

    High · Grades 9–13 · Pender County Schools

    193 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,441
Loan principal$228,049
Down payment$57,012
Total interest paid$290,864

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,829
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
62nd percentile[1]
Rental yield
[2]
Property tax
85th percentile[3]

Frequently asked

How much is a home worth in ZIP code 28425?
The typical home in 28425 is worth $285,061, based on the Zillow Home Value Index.
Are home values rising in 28425?
Home values in 28425 are down 2.2% over the past year, and up 6.6% a year over five years.
What is the property tax rate in 28425?
The effective property tax rate in 28425 is 0.6% — roughly $1,810 a year on a typical home.
Who lives in 28425?
ZIP code 28425 has a population of 11,380 and a median household income of $66,478.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Shallotte, NC

    Typical home
    $271,335
    Gross yield
  • Shallotte, NC

    Typical home
    $322,557
    Gross yield
    6.3%
  • NC

    Typical home
    $244,549
    Gross yield
  • Wilmington, NC

    Typical home
    $332,508
    Gross yield
    5.9%
  • Oak Island, NC

    Typical home
    $333,342
    Gross yield
    7.7%
  • Carolina Shores, NC

    Typical home
    $342,086
    Gross yield
    6.8%

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