HousingHandbookReference data

U.S. ZIP Code · NC28443

Pender County · Wilmington, NC

Typical home value

$491,044[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.7%
5-year / yr
+5.9%
10-year / yr
+6.1%

Relative price

vs U.S.
+72.9%
vs metro
+29.5%
vs state
+72.5%
ZIP 28443 location in NC
Location of ZIP 28443 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28443 is worth $491,044 — 29.5% above the Wilmington, NC median. Over the past year, values have fallen 0.7%. Homes here rent for a typical $1,839 a month — a 4.5% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,839[2]
Gross yield
4.5%[2]
Cap rate
2.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,901[3]

#Climate risk

FEMA National Risk Index ratings for Pender County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
28,416[3]
Median household income
$90,477[3]

#Migration

Household moves in and out of Pender County over a year, from IRS tax-return data.

Net migration
+851[5]
Moved in
2,941
Moved out
2,090

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
3
Middle
2
High
1
  • Topsail High

    High · Grades 9–12 · Pender County Schools

    1,888 students

  • Topsail Middle

    Middle · Grades 5–8 · Pender County Schools

    855 students

  • Surf City Middle

    Middle · Grades 6–8 · Pender County Schools

    750 students

  • South Topsail Elementary

    Elementary · Grades PK–5 · Pender County Schools

    610 students

  • Topsail Annandale Elementary School

    Elementary · Grades PK–4 · Pender County Schools

    587 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.5%
Net yield (after ~40% expenses)2.7%
Annual rent$22,067

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,483
Loan principal$392,835
Down payment$98,209
Total interest paid$501,040

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.70
Monthly cost to own$3,134
Monthly rent$1,839

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
19th percentile[1]
Rental yield
7th percentile[2]
Property tax
73rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 28443?
The typical home in 28443 is worth $491,044, based on the Zillow Home Value Index.
Are home values rising in 28443?
Home values in 28443 are down 0.7% over the past year, and up 5.9% a year over five years.
What is the typical rent in 28443?
A typical home in 28443 rents for about $1,839 a month, a gross rental yield of 4.5%.
What is the property tax rate in 28443?
The effective property tax rate in 28443 is 0.6% — roughly $2,901 a year on a typical home.
Who lives in 28443?
ZIP code 28443 has a population of 28,416 and a median household income of $90,477.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Boiling Spring Lakes, NC

    Typical home
    $512,479
    Gross yield
    4.0%
  • Wilmington, NC

    Typical home
    $514,200
    Gross yield
    5.5%
  • Holden Beach, NC

    Typical home
    $467,070
    Gross yield
    5.3%
  • Murraysville CDP, NC

    Typical home
    $465,369
    Gross yield
    4.6%
  • Ocean Isle Beach, NC

    Typical home
    $530,274
    Gross yield
  • Sunset Beach, NC

    Typical home
    $427,696
    Gross yield
    4.6%

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