HousingHandbookReference data

U.S. ZIP Code · NC28546

Onslow County · Jacksonville, NC

Typical home value

$267,668[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.5%
5-year / yr
+7.9%
10-year / yr
+7.1%

Relative price

vs U.S.
-5.8%
vs metro
-3.0%
vs state
-6.0%
ZIP 28546 location in NC
Location of ZIP 28546 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28546 is worth $267,668 — 3.0% below the Jacksonville, NC median. Over the past year, values have risen 3.5%. Homes here rent for a typical $1,360 a month — a 6.1% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,360[2]
Gross yield
6.1%[2]
Cap rate
3.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,844[3]

#Climate risk

FEMA National Risk Index ratings for Onslow County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
47,256[3]
Median household income
$63,561[3]

#Migration

Household moves in and out of Onslow County over a year, from IRS tax-return data.

Net migration
+1,101[5]
Moved in
11,323
Moved out
10,222

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
5
Middle
2
High
3
  • White Oak High

    High · Grades 9–12 · Onslow County Schools

    1,226 students

  • Northside High

    High · Grades 9–12 · Onslow County Schools

    1,074 students

  • Jacksonville Commons Middle

    Middle · Grades 6–8 · Onslow County Schools

    970 students

  • Hunters Creek Middle

    Middle · Grades 6–8 · Onslow County Schools

    888 students

  • Morton Elementary

    Elementary · Grades PK–5 · Onslow County Schools

    741 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.1%
Net yield (after ~40% expenses)3.7%
Annual rent$16,319

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,353
Loan principal$214,135
Down payment$53,534
Total interest paid$273,117

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.27
Monthly cost to own$1,730
Monthly rent$1,360

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
67th percentile[1]
Rental yield
33rd percentile[2]
Property tax
89th percentile[3]

Frequently asked

How much is a home worth in ZIP code 28546?
The typical home in 28546 is worth $267,668, based on the Zillow Home Value Index.
Are home values rising in 28546?
Home values in 28546 are up 3.5% over the past year, and up 7.9% a year over five years.
What is the typical rent in 28546?
A typical home in 28546 rents for about $1,360 a month, a gross rental yield of 6.1%.
What is the property tax rate in 28546?
The effective property tax rate in 28546 is 0.7% — roughly $1,844 a year on a typical home.
Who lives in 28546?
ZIP code 28546 has a population of 47,256 and a median household income of $63,561.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • NC

    Typical home
    $275,704
    Gross yield
  • Richlands, NC

    Typical home
    $276,143
    Gross yield
    6.8%
  • Jacksonville, NC

    Typical home
    $259,113
    Gross yield
    6.1%
  • Jacksonville, NC

    Typical home
    $284,623
    Gross yield
    6.3%
  • Maysville, NC

    Typical home
    $235,128
    Gross yield
  • Piney Green CDP, NC

    Typical home
    $201,515
    Gross yield
    8.5%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 28546 against any other ZIP — full side-by-side table.

Compare 28546

#Jump to section