U.S. ZIP Code · NC28630
Caldwell County · Hickory-Lenoir-Morganton, NC
Appreciation
- 1-year
- +1.4%
- 5-year / yr
- +5.7%
- 10-year / yr
- +7.7%
Relative price
- vs U.S.
- -8.8%
- vs metro
- ≈ metro median
- vs state
- -9.0%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 28630 is worth $259,053. Over the past year, values have risen 1.4%. The effective property tax rate is 0.6%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Caldwell County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Relatively Low
- Heat wave
- Relatively Low
- Hurricane
- Relatively Low
- Tornado
- Relatively Low
- Earthquake
- Relatively Low
- Winter weather
- Relatively Low
#Who lives here
#Migration
Household moves in and out of Caldwell County over a year, from IRS tax-return data.
- Net migration
- +306[5]
- Moved in
- 1,851
- Moved out
- 1,545
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 6
- Elementary
- 4
- Middle
- 1
- High
- 1
Granite Falls Elementary
Elementary · Grades PK–5 · Caldwell County Schools
593 students
Granite Falls Middle
Middle · Grades 6–8 · Caldwell County Schools
525 students
Dudley Shoals Elementary
Elementary · Grades PK–5 · Caldwell County Schools
432 students
Baton Elementary
Elementary · Grades PK–5 · Caldwell County Schools
347 students
Sawmills Elementary
Elementary · Grades PK–5 · Caldwell County Schools
336 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 28630?
- The typical home in 28630 is worth $259,053, based on the Zillow Home Value Index.
- Are home values rising in 28630?
- Home values in 28630 are up 1.4% over the past year, and up 5.7% a year over five years.
- What is the property tax rate in 28630?
- The effective property tax rate in 28630 is 0.6% — roughly $1,585 a year on a typical home.
- Who lives in 28630?
- ZIP code 28630 has a population of 19,382 and a median household income of $63,835.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Morganton, NC
- Typical home
- $259,077
- Gross yield
- 6.0%
Newton, NC
- Typical home
- $256,439
- Gross yield
- 7.3%
Bethlehem CDP, NC
- Typical home
- $261,880
- Gross yield
- —
Claremont, NC
- Typical home
- $262,051
- Gross yield
- —
Hickory, NC
- Typical home
- $253,922
- Gross yield
- 6.5%
Hudson, NC
- Typical home
- $252,606
- Gross yield
- —
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
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