HousingHandbookReference data

U.S. ZIP Code · NC28635

Wilkes County

Typical home value

$202,544[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.7%
5-year / yr
+6.9%
10-year / yr
+6.9%

Relative price

vs U.S.
-28.7%
vs metro
vs state
-28.8%
ZIP 28635 location in NC
Location of ZIP 28635 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28635 is worth $202,544. Over the past year, values have risen 5.7%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,123[3]

#Climate risk

FEMA National Risk Index ratings for Wilkes County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
2,669[3]
Median household income
$44,901[3]

#Migration

Household moves in and out of Wilkes County over a year, from IRS tax-return data.

Net migration
+110[5]
Moved in
1,088
Moved out
978

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • North Wilkes High School

    High · Grades 9–12 · Wilkes County Schools

    600 students

  • Mountain View Elementary School

    Elementary · Grades PK–5 · Wilkes County Schools

    508 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,024
Loan principal$162,035
Down payment$40,509
Total interest paid$206,667

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,286
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 28635?
The typical home in 28635 is worth $202,544, based on the Zillow Home Value Index.
Are home values rising in 28635?
Home values in 28635 are up 5.7% over the past year, and up 6.9% a year over five years.
What is the property tax rate in 28635?
The effective property tax rate in 28635 is 0.6% — roughly $1,123 a year on a typical home.
Who lives in 28635?
ZIP code 28635 has a population of 2,669 and a median household income of $44,901.

Compare ZIPs

Pit ZIP 28635 against any other ZIP — full side-by-side table.

Compare 28635

#Jump to section