HousingHandbookReference data

U.S. ZIP Code · NC28721

Haywood County

Typical home value

$336,198[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.2%
5-year / yr
+5.2%
10-year / yr
+6.8%

Relative price

vs U.S.
+18.4%
vs metro
vs state
+18.1%
ZIP 28721 location in NC
Location of ZIP 28721 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28721 is worth $336,198. Over the past year, values have fallen 3.2%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,738[3]

#Climate risk

FEMA National Risk Index ratings for Haywood County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
No Rating
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
10,698[3]
Median household income
$62,279[3]

#Migration

Household moves in and out of Haywood County over a year, from IRS tax-return data.

Net migration
+400[5]
Moved in
1,896
Moved out
1,496

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
0
High
1
  • Clyde Elementary

    Elementary · Grades PK–5 · Haywood County Schools

    523 students

  • Riverbend Elementary

    Elementary · Grades K–5 · Haywood County Schools

    201 students

  • Haywood Early College

    High · Grades 9–13 · Haywood County Schools

    186 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,700
Loan principal$268,958
Down payment$67,240
Total interest paid$343,041

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,126
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 28721?
The typical home in 28721 is worth $336,198, based on the Zillow Home Value Index.
Are home values rising in 28721?
Home values in 28721 are down 3.2% over the past year, and up 5.2% a year over five years.
What is the property tax rate in 28721?
The effective property tax rate in 28721 is 0.5% — roughly $1,738 a year on a typical home.
Who lives in 28721?
ZIP code 28721 has a population of 10,698 and a median household income of $62,279.

Compare ZIPs

Pit ZIP 28721 against any other ZIP — full side-by-side table.

Compare 28721

#Jump to section