HousingHandbookReference data

U.S. ZIP Code · NC28752

McDowell County

Typical home value

$239,415[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.4%
5-year / yr
+4.4%
10-year / yr
+6.6%

Relative price

vs U.S.
-15.7%
vs metro
vs state
-15.9%
ZIP 28752 location in NC
Location of ZIP 28752 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28752 is worth $239,415. Over the past year, values have fallen 2.4%. Homes here rent for a typical $1,436 a month — a 7.2% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,436[2]
Gross yield
7.2%[2]
Cap rate
4.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,183[3]

#Climate risk

FEMA National Risk Index ratings for McDowell County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
30,292[3]
Median household income
$55,783[3]

#Migration

Household moves in and out of McDowell County over a year, from IRS tax-return data.

Net migration
+76[5]
Moved in
1,033
Moved out
957

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
13
Elementary
6
Middle
3
High
4
  • McDowell High School

    High · Grades 9–12 · McDowell County Schools

    1,384 students

  • West McDowell Middle School

    Middle · Grades 6–8 · McDowell County Schools

    581 students

  • Glenwood Elementary School

    Elementary · Grades PK–5 · McDowell County Schools

    429 students

  • East McDowell Middle School

    Middle · Grades 6–8 · McDowell County Schools

    411 students

  • West Marion Elementary School

    Elementary · Grades PK–5 · McDowell County Schools

    393 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.2%
Net yield (after ~40% expenses)4.3%
Annual rent$17,235

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,211
Loan principal$191,532
Down payment$47,883
Total interest paid$244,288

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.05
Monthly cost to own$1,508
Monthly rent$1,436

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 28752?
The typical home in 28752 is worth $239,415, based on the Zillow Home Value Index.
Are home values rising in 28752?
Home values in 28752 are down 2.4% over the past year, and up 4.4% a year over five years.
What is the typical rent in 28752?
A typical home in 28752 rents for about $1,436 a month, a gross rental yield of 7.2%.
What is the property tax rate in 28752?
The effective property tax rate in 28752 is 0.5% — roughly $1,183 a year on a typical home.
Who lives in 28752?
ZIP code 28752 has a population of 30,292 and a median household income of $55,783.

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