HousingHandbookReference data

U.S. ZIP Code · SC29045

Kershaw County · Columbia, SC

Typical home value

$299,134[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.7%
5-year / yr
+5.8%
10-year / yr
+5.6%

Relative price

vs U.S.
+5.3%
vs metro
+32.7%
vs state
+32.1%
ZIP 29045 location in SC
Location of ZIP 29045 in SC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 29045 is worth $299,134 — 32.7% above the Columbia, SC median. Over the past year, values have risen 1.7%. Homes here rent for a typical $1,764 a month — a 7.1% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,764[2]
Gross yield
7.1%[2]
Cap rate
4.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,659[3]

#Climate risk

FEMA National Risk Index ratings for Kershaw County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
31,372[3]
Median household income
$87,366[3]

#Migration

Household moves in and out of Kershaw County over a year, from IRS tax-return data.

Net migration
+607[5]
Moved in
2,331
Moved out
1,724

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
5
Middle
1
High
0
  • Pontiac Elementary

    Elementary · Grades PK–5 · Richland 02

    791 students

  • Blaney Elementary

    Elementary · Grades PK–5 · Kershaw 01

    757 students

  • Leslie M. Stover Middle

    Middle · Grades 6–8 · Kershaw 01

    692 students

  • Catawba Trail Elementary

    Elementary · Grades PK–5 · Richland 02

    666 students

  • Bridge Creek Elementary

    Elementary · Grades PK–5 · Richland 02

    562 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.1%
Net yield (after ~40% expenses)4.2%
Annual rent$21,168

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,513
Loan principal$239,307
Down payment$59,827
Total interest paid$305,223

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.08
Monthly cost to own$1,899
Monthly rent$1,764

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
44th percentile[1]
Rental yield
40th percentile[2]
Property tax
63rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 29045?
The typical home in 29045 is worth $299,134, based on the Zillow Home Value Index.
Are home values rising in 29045?
Home values in 29045 are up 1.7% over the past year, and up 5.8% a year over five years.
What is the typical rent in 29045?
A typical home in 29045 rents for about $1,764 a month, a gross rental yield of 7.1%.
What is the property tax rate in 29045?
The effective property tax rate in 29045 is 0.6% — roughly $1,659 a year on a typical home.
Who lives in 29045?
ZIP code 29045 has a population of 31,372 and a median household income of $87,366.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Blythewood, SC

    Typical home
    $302,100
    Gross yield
  • Columbia, SC

    Typical home
    $312,367
    Gross yield
    6.1%
  • Columbia, SC

    Typical home
    $280,146
    Gross yield
    6.6%
  • Irmo, SC

    Typical home
    $278,349
    Gross yield
    7.5%
  • Columbia, SC

    Typical home
    $268,184
    Gross yield
    7.8%
  • Gilbert, SC

    Typical home
    $333,412
    Gross yield
    6.6%

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