HousingHandbookReference data

U.S. ZIP Code · SC29678

Oconee County

Typical home value

$257,329[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.6%
5-year / yr
+6.9%
10-year / yr
+7.0%

Relative price

vs U.S.
-9.4%
vs metro
vs state
+13.6%
ZIP 29678 location in SC
Location of ZIP 29678 in SC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 29678 is worth $257,329. Over the past year, values have risen 3.6%. Homes here rent for a typical $1,412 a month — a 6.6% gross rental yield. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,412[2]
Gross yield
6.6%[2]
Cap rate
4.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$970[3]

#Climate risk

FEMA National Risk Index ratings for Oconee County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
23,767[3]
Median household income
$52,550[3]

#Migration

Household moves in and out of Oconee County over a year, from IRS tax-return data.

Net migration
+496[5]
Moved in
2,386
Moved out
1,890

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • Seneca High

    High · Grades 9–12 · Oconee 01

    1,022 students

  • Seneca Middle

    Middle · Grades 6–8 · Oconee 01

    763 students

  • Northside Elementary

    Elementary · Grades PK–5 · Oconee 01

    656 students

  • Blue Ridge Elementary

    Elementary · Grades PK–5 · Oconee 01

    569 students

  • Ravenel Elementary

    Elementary · Grades PK–5 · Oconee 01

    519 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.6%
Net yield (after ~40% expenses)4.0%
Annual rent$16,944

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,301
Loan principal$205,863
Down payment$51,466
Total interest paid$262,568

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.13
Monthly cost to own$1,597
Monthly rent$1,412

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 29678?
The typical home in 29678 is worth $257,329, based on the Zillow Home Value Index.
Are home values rising in 29678?
Home values in 29678 are up 3.6% over the past year, and up 6.9% a year over five years.
What is the typical rent in 29678?
A typical home in 29678 rents for about $1,412 a month, a gross rental yield of 6.6%.
What is the property tax rate in 29678?
The effective property tax rate in 29678 is 0.4% — roughly $970 a year on a typical home.
Who lives in 29678?
ZIP code 29678 has a population of 23,767 and a median household income of $52,550.

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