HousingHandbookReference data

U.S. ZIP Code · GA30540

Gilmer County

Typical home value

$404,885[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.9%
5-year / yr
+7.1%
10-year / yr
+10.1%

Relative price

vs U.S.
+42.5%
vs metro
vs state
+58.3%
ZIP 30540 location in GA
Location of ZIP 30540 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 30540 is worth $404,885. Over the past year, values have fallen 0.9%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$1,727[3]

#Climate risk

FEMA National Risk Index ratings for Gilmer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
20,582[3]
Median household income
$72,578[3]

#Migration

Household moves in and out of Gilmer County over a year, from IRS tax-return data.

Net migration
+221[5]
Moved in
1,027
Moved out
806

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
0
High
1
  • Gilmer High School

    High · Grades 9–12 · Gilmer County

    1,238 students

  • Ellijay Elementary School

    Elementary · Grades PK–5 · Gilmer County

    757 students

  • Mountain View Elementary

    Elementary · Grades PK–5 · Gilmer County

    642 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,047
Loan principal$323,908
Down payment$80,977
Total interest paid$413,127

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,530
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 30540?
The typical home in 30540 is worth $404,885, based on the Zillow Home Value Index.
Are home values rising in 30540?
Home values in 30540 are down 0.9% over the past year, and up 7.1% a year over five years.
What is the property tax rate in 30540?
The effective property tax rate in 30540 is 0.4% — roughly $1,727 a year on a typical home.
Who lives in 30540?
ZIP code 30540 has a population of 20,582 and a median household income of $72,578.

Compare ZIPs

Pit ZIP 30540 against any other ZIP — full side-by-side table.

Compare 30540

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