HousingHandbookReference data

U.S. ZIP Code · GA30728

Walker County · Chattanooga, TN-GA

Typical home value

$223,911[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+5.2%
10-year / yr
+6.9%

Relative price

vs U.S.
-21.2%
vs metro
-25.5%
vs state
-12.5%
ZIP 30728 location in GA
Location of ZIP 30728 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 30728 is worth $223,911 — 25.5% below the Chattanooga, TN-GA median. Over the past year, values have risen 1.8%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,651[3]

#Climate risk

FEMA National Risk Index ratings for Walker County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
18,790[3]
Median household income
$55,455[3]

#Migration

Household moves in and out of Walker County over a year, from IRS tax-return data.

Net migration
+245[5]
Moved in
2,005
Moved out
1,760

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • LaFayette High School

    High · Grades 9–12 · Walker County

    1,195 students

  • Gilbert Elementary School

    Elementary · Grades PK–5 · Walker County

    510 students

  • LaFayette Middle School

    Middle · Grades 6–8 · Walker County

    501 students

  • North LaFayette Elementary School

    Elementary · Grades PK–5 · Walker County

    421 students

  • Naomi Elementary School

    Elementary · Grades PK–5 · Walker County

    332 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,132
Loan principal$179,129
Down payment$44,782
Total interest paid$228,469

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,457
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
14th percentile[1]
Rental yield
[2]
Property tax
73rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 30728?
The typical home in 30728 is worth $223,911, based on the Zillow Home Value Index.
Are home values rising in 30728?
Home values in 30728 are up 1.8% over the past year, and up 5.2% a year over five years.
What is the property tax rate in 30728?
The effective property tax rate in 30728 is 0.7% — roughly $1,651 a year on a typical home.
Who lives in 30728?
ZIP code 30728 has a population of 18,790 and a median household income of $55,455.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Powells Crossroads, TN

    Typical home
    $225,579
    Gross yield
  • New Hope, TN

    Typical home
    $225,702
    Gross yield
  • Wildwood CDP, GA

    Typical home
    $230,922
    Gross yield
  • Fairview CDP, GA

    Typical home
    $215,906
    Gross yield
    7.2%
  • Sequatchie CDP, TN

    Typical home
    $233,572
    Gross yield
  • Chattanooga, TN

    Typical home
    $235,345
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 30728 against any other ZIP — full side-by-side table.

Compare 30728

#Jump to section