HousingHandbookReference data

U.S. ZIP Code · GA31329

Effingham County · Savannah, GA

Typical home value

$307,915[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.0%
5-year / yr
+9.2%
10-year / yr
+8.1%

Relative price

vs U.S.
+8.4%
vs metro
-4.5%
vs state
+20.4%
ZIP 31329 location in GA
Location of ZIP 31329 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 31329 is worth $307,915 — 4.5% below the Savannah, GA median. Over the past year, values have risen 1.0%. Homes here rent for a typical $1,987 a month — a 7.7% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,987[2]
Gross yield
7.7%[2]
Cap rate
4.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,711[3]

#Climate risk

FEMA National Risk Index ratings for Effingham County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Very Low
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
9,609[3]
Median household income
$78,483[3]

#Migration

Household moves in and out of Effingham County over a year, from IRS tax-return data.

Net migration
+527[5]
Moved in
2,599
Moved out
2,072

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Effingham County High School

    High · Grades 9–12 · Effingham County

    2,164 students

  • Springfield Elementary School

    Elementary · Grades PK–5 · Effingham County

    819 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.7%
Net yield (after ~40% expenses)4.6%
Annual rent$23,849

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,557
Loan principal$246,332
Down payment$61,583
Total interest paid$314,183

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.03
Monthly cost to own$2,039
Monthly rent$1,987

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
84th percentile[1]
Rental yield
85th percentile[2]
Property tax
90th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 31329?
The typical home in 31329 is worth $307,915, based on the Zillow Home Value Index.
Are home values rising in 31329?
Home values in 31329 are up 1.0% over the past year, and up 9.2% a year over five years.
What is the typical rent in 31329?
A typical home in 31329 rents for about $1,987 a month, a gross rental yield of 7.7%.
What is the property tax rate in 31329?
The effective property tax rate in 31329 is 0.9% — roughly $2,711 a year on a typical home.
Who lives in 31329?
ZIP code 31329 has a population of 9,609 and a median household income of $78,483.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Savannah, GA

    Typical home
    $310,314
    Gross yield
    6.0%
  • Port Wentworth, GA

    Typical home
    $314,698
    Gross yield
    6.2%
  • Savannah, GA

    Typical home
    $316,943
    Gross yield
    5.9%
  • GA

    Typical home
    $319,499
    Gross yield
  • GA

    Typical home
    $291,943
    Gross yield
  • GA

    Typical home
    $325,468
    Gross yield

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