HousingHandbookReference data

U.S. ZIP Code · GA31537

Charlton County

Typical home value

$214,682[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.7%
5-year / yr
+7.8%
10-year / yr
+8.8%

Relative price

vs U.S.
-24.4%
vs metro
vs state
-16.1%
ZIP 31537 location in GA
Location of ZIP 31537 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 31537 is worth $214,682. Over the past year, values have risen 2.7%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,432[3]

#Climate risk

FEMA National Risk Index ratings for Charlton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Very Low
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
9,349[3]
Median household income
$64,461[3]

#Migration

Household moves in and out of Charlton County over a year, from IRS tax-return data.

Net migration
+24[5]
Moved in
284
Moved out
260

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Folkston Elementary School

    Elementary · Grades PK–4 · Charlton County

    559 students

  • Bethune Middle School

    Middle · Grades 5–8 · Charlton County

    476 students

  • Charlton County High School

    High · Grades 9–12 · Charlton County

    444 students

  • St. George Elementary School

    Elementary · Grades PK–6 · Charlton County

    202 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,086
Loan principal$171,745
Down payment$42,936
Total interest paid$219,052

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,384
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 31537?
The typical home in 31537 is worth $214,682, based on the Zillow Home Value Index.
Are home values rising in 31537?
Home values in 31537 are up 2.7% over the past year, and up 7.8% a year over five years.
What is the property tax rate in 31537?
The effective property tax rate in 31537 is 0.7% — roughly $1,432 a year on a typical home.
Who lives in 31537?
ZIP code 31537 has a population of 9,349 and a median household income of $64,461.

Compare ZIPs

Pit ZIP 31537 against any other ZIP — full side-by-side table.

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