HousingHandbookReference data

U.S. ZIP Code · GA31631

Echols County · Valdosta, GA

Typical home value

$95,503[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.9%
5-year / yr
10-year / yr

Relative price

vs U.S.
-66.4%
vs metro
-54.3%
vs state
-62.7%
ZIP 31631 location in GA
Location of ZIP 31631 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 31631 is worth $95,503 — 54.3% below the Valdosta, GA median. Over the past year, values have fallen 3.9%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$1,119[3]

#Climate risk

FEMA National Risk Index ratings for Echols County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
575[3]
Median household income
$72,990[3]

#Migration

Household moves in and out of Echols County over a year, from IRS tax-return data.

Net migration
+8[5]
Moved in
82
Moved out
74

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$483
Loan principal$76,402
Down payment$19,101
Total interest paid$97,447

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$656
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
100th percentile[3]

Frequently asked

How much is a home worth in ZIP code 31631?
The typical home in 31631 is worth $95,503, based on the Zillow Home Value Index.
Are home values rising in 31631?
Home values in 31631 are down 3.9% over the past year.
What is the property tax rate in 31631?
The effective property tax rate in 31631 is 1.2% — roughly $1,119 a year on a typical home.
Who lives in 31631?
ZIP code 31631 has a population of 575 and a median household income of $72,990.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Echols County, GA

    Typical home
    $97,927
    Gross yield
  • Valdosta, GA

    Typical home
    $122,746
    Gross yield
    10.0%
  • Morven, GA

    Typical home
    $151,324
    Gross yield
  • Quitman, GA

    Typical home
    $154,801
    Gross yield
  • Stockton CDP, GA

    Typical home
    $169,738
    Gross yield
  • Pavo, GA

    Typical home
    $197,890
    Gross yield

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