How much is a home worth in ZIP code 32086?

The typical home in 32086 is worth $370,363, based on the Zillow Home Value Index.

Are home values rising in 32086?

Home values in 32086 are down 2.1% over the past year, and up 5.8% a year over five years.

What is the typical rent in 32086?

A typical home in 32086 rents for about $2,130 a month, a gross rental yield of 6.9%.

What is the property tax rate in 32086?

The effective property tax rate in 32086 is 0.7% — roughly $2,496 a year on a typical home.

ZIP code 32086 has a population of 34,855 and a median household income of $76,512.

HousingHandbookReference data

…

U.S. ZIP Code · FL32086

St. Johns County · Jacksonville, FL

Typical home value

$370,363^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.1%
5-year / yr: +5.8%
10-year / yr: +6.5%

Relative price

vs U.S.: +30.4%
vs metro: +13.2%
vs state: +6.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32086 is worth $370,363 — 13.2% above the Jacksonville, FL median. Over the past year, values have fallen 2.1%. Homes here rent for a typical $2,130 a month — a 6.9% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,130^[2]
Gross yield: 6.9%^[2]
Cap rate: 4.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $2,496^[3]

#Climate risk

FEMA National Risk Index ratings for St. Johns County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: No Rating

#Who lives here

Population: 34,855^[3]
Median household income: $76,512^[3]

#Migration

Household moves in and out of St. Johns County over a year, from IRS tax-return data.

Net migration: +4,049^[5]
Moved in: 13,388
Moved out: 9,339

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 2
Middle: 1
High: 2

PEDRO MENENDEZ HIGH SCHOOL
High · Grades 9–12 · ST. JOHNS
1,485 students
GAMBLE ROGERS MIDDLE SCHOOL
Middle · Grades 6–8 · ST. JOHNS
904 students
OTIS A. MASON ELEMENTARY SCHOOL
Elementary · Grades PK–5 · ST. JOHNS
700 students
W. DOUGLAS HARTLEY ELEMENTARY
Elementary · Grades PK–5 · ST. JOHNS
564 students
ST. JOHNS COMMUNITY CAMPUS
High · Grades 9–12 · ST. JOHNS
64 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.9%

Net yield (after ~40% expenses)4.1%

Annual rent$25,554

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,873

Loan principal$296,290

Down payment$74,073

Total interest paid$377,902

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.12

Monthly cost to own$2,388

Monthly rent$2,130

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 78th percentile^[1]
Rental yield: 58th percentile^[2]
Property tax: 26th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 32086?: The typical home in 32086 is worth $370,363, based on the Zillow Home Value Index.
Are home values rising in 32086?: Home values in 32086 are down 2.1% over the past year, and up 5.8% a year over five years.
What is the typical rent in 32086?: A typical home in 32086 rents for about $2,130 a month, a gross rental yield of 6.9%.
What is the property tax rate in 32086?: The effective property tax rate in 32086 is 0.7% — roughly $2,496 a year on a typical home.
Who lives in 32086?: ZIP code 32086 has a population of 34,855 and a median household income of $76,512.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32258 vs 32086 →
Jacksonville, FL
Typical home
$369,515
Gross yield
5.7%
32040 vs 32086 →
Glen St. Mary, FL
Typical home
$376,085
Gross yield
—
32033
FL
Typical home
$378,033
Gross yield
—
32225
Jacksonville, FL
Typical home
$378,192
Gross yield
5.6%
32046
Hilliard, FL
Typical home
$360,505
Gross yield
—
32226
Jacksonville, FL
Typical home
$385,717
Gross yield
7.3%

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#Jump to section

U.S. ZIP Code · FL32086

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