U.S. ZIP Code · FL32097
Nassau County · Jacksonville, FL
Appreciation
- 1-year
- -0.9%
- 5-year / yr
- +5.8%
- 10-year / yr
- +6.8%
Relative price
- vs U.S.
- +36.5%
- vs metro
- +18.5%
- vs state
- +11.8%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 32097 is worth $387,873 — 18.5% above the Jacksonville, FL median. Over the past year, values have fallen 0.9%. Homes here rent for a typical $2,107 a month — a 6.5% gross rental yield. The effective property tax rate is 0.7%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Nassau County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Low
- Coastal flood
- Relatively Moderate
- Wildfire
- Relatively Low
- Drought
- Very Low
- Heat wave
- Relatively Low
- Hurricane
- Relatively Moderate
- Tornado
- Relatively Low
- Earthquake
- Relatively Low
- Winter weather
- Very Low
#Who lives here
#Migration
Household moves in and out of Nassau County over a year, from IRS tax-return data.
- Net migration
- +1,282[5]
- Moved in
- 4,327
- Moved out
- 3,045
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 5
- Elementary
- 3
- Middle
- 1
- High
- 0
YULEE HIGH SCHOOL
Other · Grades 4–12 · NASSAU
1,431 students
YULEE MIDDLE SCHOOL
Middle · Grades 6–8 · NASSAU
1,215 students
WILDLIGHT ELEMENTARY
Elementary · Grades PK–5 · NASSAU
1,164 students
YULEE PRIMARY SCHOOL
Elementary · Grades PK–2 · NASSAU
638 students
YULEE ELEMENTARY SCHOOL
Elementary · Grades 3–5 · NASSAU
599 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Renting is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 32097?
- The typical home in 32097 is worth $387,873, based on the Zillow Home Value Index.
- Are home values rising in 32097?
- Home values in 32097 are down 0.9% over the past year, and up 5.8% a year over five years.
- What is the typical rent in 32097?
- A typical home in 32097 rents for about $2,107 a month, a gross rental yield of 6.5%.
- What is the property tax rate in 32097?
- The effective property tax rate in 32097 is 0.7% — roughly $2,678 a year on a typical home.
- Who lives in 32097?
- ZIP code 32097 has a population of 26,700 and a median household income of $93,161.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Jacksonville, FL
- Typical home
- $385,717
- Gross yield
- 7.3%
Nassau Village-Ratliff CDP, FL
- Typical home
- $391,684
- Gross yield
- —
Jacksonville, FL
- Typical home
- $378,192
- Gross yield
- 5.6%
FL
- Typical home
- $378,033
- Gross yield
- —
Glen St. Mary, FL
- Typical home
- $376,085
- Gross yield
- —
FL
- Typical home
- $402,553
- Gross yield
- —
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
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Pit ZIP 32097 against any other ZIP — full side-by-side table.
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