HousingHandbookReference data

U.S. ZIP Code · FL32137

Flagler County · Deltona-Daytona Beach-Ormond Beach, FL

Typical home value

$380,710[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.3%
5-year / yr
+4.2%
10-year / yr
+5.7%

Relative price

vs U.S.
+34.0%
vs metro
+15.2%
vs state
+9.8%
ZIP 32137 location in FL
Location of ZIP 32137 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32137 is worth $380,710 — 15.2% above the Deltona-Daytona Beach-Ormond Beach, FL median. Over the past year, values have fallen 2.3%. Homes here rent for a typical $2,026 a month — a 6.4% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,026[2]
Gross yield
6.4%[2]
Cap rate
3.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$3,054[3]

#Climate risk

FEMA National Risk Index ratings for Flagler County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
48,391[3]
Median household income
$83,923[3]

#Migration

Household moves in and out of Flagler County over a year, from IRS tax-return data.

Net migration
+2,095[5]
Moved in
6,323
Moved out
4,228

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • MATANZAS HIGH SCHOOL

    High · Grades 8–12 · FLAGLER

    1,992 students

  • INDIAN TRAILS MIDDLE SCHOOL

    Middle · Grades 6–8 · FLAGLER

    1,513 students

  • BELLE TERRE ELEMENTARY SCHOOL

    Elementary · Grades PK–7 · FLAGLER

    1,289 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.4%
Net yield (after ~40% expenses)3.8%
Annual rent$24,314

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,925
Loan principal$304,568
Down payment$76,142
Total interest paid$388,460

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.23
Monthly cost to own$2,496
Monthly rent$2,026

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
31st percentile[1]
Rental yield
29th percentile[2]
Property tax
69th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32137?
The typical home in 32137 is worth $380,710, based on the Zillow Home Value Index.
Are home values rising in 32137?
Home values in 32137 are down 2.3% over the past year, and up 4.2% a year over five years.
What is the typical rent in 32137?
A typical home in 32137 rents for about $2,026 a month, a gross rental yield of 6.4%.
What is the property tax rate in 32137?
The effective property tax rate in 32137 is 0.8% — roughly $3,054 a year on a typical home.
Who lives in 32137?
ZIP code 32137 has a population of 48,391 and a median household income of $83,923.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • New Smyrna Beach, FL

    Typical home
    $380,395
    Gross yield
    6.8%
  • DeBary, FL

    Typical home
    $378,376
    Gross yield
    6.6%
  • Ormond Beach, FL

    Typical home
    $371,102
    Gross yield
    5.9%
  • Deltona, FL

    Typical home
    $403,455
    Gross yield
  • Port Orange, FL

    Typical home
    $351,874
    Gross yield
    5.6%
  • Ormond Beach, FL

    Typical home
    $348,662
    Gross yield
    8.2%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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