How much is a home worth in ZIP code 32164?

The typical home in 32164 is worth $322,065, based on the Zillow Home Value Index.

Are home values rising in 32164?

Home values in 32164 are down 3.5% over the past year, and up 4.1% a year over five years.

What is the typical rent in 32164?

A typical home in 32164 rents for about $1,889 a month, a gross rental yield of 7.0%.

What is the property tax rate in 32164?

The effective property tax rate in 32164 is 0.7% — roughly $2,348 a year on a typical home.

ZIP code 32164 has a population of 56,658 and a median household income of $76,399.

HousingHandbookReference data

…

U.S. ZIP Code · FL32164

Flagler County · Deltona-Daytona Beach-Ormond Beach, FL

Typical home value

$322,065^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -3.5%
5-year / yr: +4.1%
10-year / yr: +6.0%

Relative price

vs U.S.: +13.4%
vs metro: -2.6%
vs state: -7.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32164 is worth $322,065 — 2.6% below the Deltona-Daytona Beach-Ormond Beach, FL median. Over the past year, values have fallen 3.5%. Homes here rent for a typical $1,889 a month — a 7.0% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,889^[2]
Gross yield: 7.0%^[2]
Cap rate: 4.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $2,348^[3]

#Climate risk

FEMA National Risk Index ratings for Flagler County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Relatively Low
Drought: Very Low
Heat wave: Relatively Low
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: No Rating

#Who lives here

Population: 56,658^[3]
Median household income: $76,399^[3]

#Migration

Household moves in and out of Flagler County over a year, from IRS tax-return data.

Net migration: +2,095^[5]
Moved in: 6,323
Moved out: 4,228

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 3
Middle: 1
High: 1

FLAGLER-PALM COAST HIGH SCHOOL
High · Grades 9–12 · FLAGLER
2,563 students
BUDDY TAYLOR MIDDLE SCHOOL
Middle · Grades 6–8 · FLAGLER
1,325 students
RYMFIRE ELEMENTARY SCHOOL
Elementary · Grades PK–5 · FLAGLER
932 students
IMAGINE SCHOOL AT TOWN CENTER
Elementary · Grades K–8 · FLAGLER
856 students
LEWIS E. WADSWORTH ELEMENTARY
Elementary · Grades PK–5 · FLAGLER
744 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.0%

Net yield (after ~40% expenses)4.2%

Annual rent$22,673

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,629

Loan principal$257,652

Down payment$64,413

Total interest paid$328,621

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.11

Monthly cost to own$2,093

Monthly rent$1,889

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 28th percentile^[1]
Rental yield: 62nd percentile^[2]
Property tax: 21st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 32164?: The typical home in 32164 is worth $322,065, based on the Zillow Home Value Index.
Are home values rising in 32164?: Home values in 32164 are down 3.5% over the past year, and up 4.1% a year over five years.
What is the typical rent in 32164?: A typical home in 32164 rents for about $1,889 a month, a gross rental yield of 7.0%.
What is the property tax rate in 32164?: The effective property tax rate in 32164 is 0.7% — roughly $2,348 a year on a typical home.
Who lives in 32164?: ZIP code 32164 has a population of 56,658 and a median household income of $76,399.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32744 vs 32164 →
Lake Helen, FL
Typical home
$322,321
Gross yield
—
32720 vs 32164 →
DeLand, FL
Typical home
$325,770
Gross yield
6.7%
32130
De Leon Springs CDP, FL
Typical home
$335,418
Gross yield
—
32759
Oak Hill, FL
Typical home
$335,965
Gross yield
—
32724
DeLand, FL
Typical home
$341,180
Gross yield
6.3%
32738
Deltona, FL
Typical home
$302,400
Gross yield
7.9%

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Pit ZIP 32164 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL32164

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